Recreational Loans
With expert advice and a variety of loans, we'll help you find the one that starts your next adventure and fits your monthly budget.
We make all lending decisions locally, so we can approve your loan in minutes, online, or in a branch.
Enjoy terms up to 72 months for motorcycles, scooters, ATVs and jet skis, and terms up to 180 months for boats and RVs.
We offer some of the best rates on recreational loans in the area. View our rates and get the best deal.
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New & Used Car Loans
Auto Loan Refinance
Personal Loans
Auto Loan Express Draft
FAQs
Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.
Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.
To apply for a Recreational Loan, you generally need to provide the following information:
- Valid United States Driver's License, Permanent Resident Card, or United States Passport
- Your income
- Your address and proof of residence
- The make and model of the vehicle you want to finance
- The desired loan amount and terms
Other documentation may be needed depending on your specific financial situation, but the information above is a good starting point and can make it easier to apply for a loan.
Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements.
1 APR= Annual Percentage Rate. Fall Flash Sale 0.50% off APR offer applies for Personal Loans, Auto loans, and RV loans that are new, used, or refinanced from another financial institution.
Loan documents must be originated on or before 09/14/2026. Loan documents originated in DocuSign must be accepted, signed, and returned by expiration date in DocuSign. In branch loan documents must be signed by 09/14/2026. Loan drafts presented to a dealership for vehicle purchase between 08/24/2026 and 09/14/2026 will receive the promotional discount. Indirect loan applications must be originated between 08/24/2026 and 09/14/2026 and documents must be signed for by 09/14/2026.
All loans are subject to credit approval. Rate reduction will be applied to the approved rate tier. Restrictions may apply. Promotion excludes Green Path Auto Loans, loans financed through the Local Legends Program, and refinances of existing Community First Credit Union of FL loans.
2 First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in you having to pay higher total Finance Charges.
Product offers, terms, conditions, and other information provided herein are subject to change without notice.