Community First Headquarters and all branches will be closed on Wednesday, November 11th in observance of Veterans Day. Online Banking, Mobile Banking, and Info24 will be available.

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Fall is Here!

Celebrate with 0.50% APR1 off your next RV loan!

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Recreational Loans

Celebrate fall with all new adventures and 0.50% APR1 off your next RV loan! Act fast, this offer doesn't last long!

Apply Now Call our Express Team at 904.204.2929
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Recreational Loan Options
Explore our recreational loans and find one that fits your passion. Whether it’s taking the family camping, going on a joyride, or deep sea fishing, we have the loan to get you the equipment you need to make the most of your play time.
Motorcycles, Scooters, ATV, and Jet Skis

Terms up to 72 months & affordable payment options.

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Boats
Easy approval process & affordable payment options.
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RVs
No origination fee & flexible financing options.
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Benefits
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Affordable payments

With expert advice and a variety of loans, we'll help you find the one that starts your next adventure and fits your monthly budget.

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Easy, fast approvals

We make all lending decisions locally, so we can approve your loan in minutes, online, or in a branch.

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Flexible financing terms

Enjoy terms up to 72 months for motorcycles, scooters, ATVs and jet skis, and terms up to 180 months for boats and RVs.

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Low interest rates

We offer some of the best rates on recreational loans in the area. View our rates and get the best deal.

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Resources
A family taking a selfie while showing off the keys to their new car.
Blog | Tips to help you qualify for a car loan
Many different factors determine if you'll qualify for a car loan. We'll explain each one with tips to help you improve your creditworthiness. Listen to Drive away happy Podcast
Read Now
A smiling couple sitting inside their new car, receiving the keys.
Blog | Benefits of car loans from credit unions
Did you know there are distinct advantages to financing your auto loan with a credit union? We explain the benefits and how to get a car loan from credit unions like ours.
Read Now
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Blog | The value of a good credit score
Your credit score is a significant financial indicator for potential lenders. Find out why your credit score is so important and how you can improve it. Annual Credit Report.com
Read Now
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Blog | Loan terminology to know
Loans have a lot of specific terms and jargon that can be confusing. We explain the basics so you can be empowered and informed.
Read Now

Explore other great products and find what's right for you

New & Used Car Loans

From first cars to dream cars and everything in between, Community First is there for the ride with great low rates and quick approvals
Apply Now Learn More

Auto Loan Refinance

Lower your monthly payment when you refinance at a better rate or different terms. We refinance new and used cars and lease buyouts
Apply Now Learn More

Personal Loans

Have an unplanned expense? Struggling with too much debt? Our Personal Loans get you the money you need to make your life better.
Apply Now Learn More

Auto Loan Express Draft

Get pre-approved with an Auto Loan Express Draft so you can shop confidently for your next car.
Apply Now Learn More

FAQs

Am I eligible for membership at Community First Credit Union?
Federally insured by NCUA. All new accounts are subject to approval and membership eligibility required. Please visit our Become a Member page or simply contact us for more information on membership requirements.
How do I apply for a Recreational Loan?
You can apply for a Recreational Loan online or in a branch. It takes minutes to complete the application, and eligible borrowers receive approvals in minutes.
What do I need to apply for a Recreational Loan?

To apply for a Recreational Loan, you generally need to provide the following information:

  • Valid United States Driver's License, Permanent Resident Card, or United States Passport
  • Your income
  • Your address and proof of residence
  • The make and model of the vehicle you want to finance
  • The desired loan amount and terms

Other documentation may be needed depending on your specific financial situation, but the information above is a good starting point and can make it easier to apply for a loan.

1 APR= Annual Percentage Rate. Pumpkin Spice & Loans So Nice 0.50% off APR offer applies for Personal Loans, Auto loans, and RV loans that are new, used, or refinanced from another financial institution.

Loan documents must be originated on or before 11/20/2026. Loan documents originated in DocuSign must be accepted, signed, and returned by expiration date in DocuSign. In branch loan documents must be signed by 11/20/2026. Loan drafts presented to a dealership for vehicle purchase between 11/02/2026 and 11/20/2026 will receive the promotional discount. Indirect loan applications must be originated between 11/02/2026 and 11/20/2026 and documents must be signed for by 11/20/2026.

All loans are subject to credit approval. Rate reduction will be applied to the approved rate tier. Restrictions may apply. Promotion excludes Green Path Auto Loans, loans financed through the Local Legends Program, and refinances of existing Community First Credit Union of FL loans.

Product offers, terms, conditions, and other information provided herein are subject to change without notice.