Auto Loan Refinancing

Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.

To refinance your Auto Loan, you generally need to provide the following information:

• Your vehicle's make, model, year, and mileage
• The name of the financial institution holding the loan currently and how much money you owe on it
• Valid United States Driver's License, Permanent Resident Card, or United States Passport
• Your income
• Your address and proof of residence

Other documentation may be needed, but the information above is a good starting point and can make it easier to apply for and refinance your current car loan.

You can save money each month by refinancing your auto loan if:

• You're able to secure a lower interest rate than the one you currently have at the same term or a shorter one, or
• You extend the terms of your loan at the same interest rate or lower

While a longer loan term means you'll pay more interest over the life of the loan, it can be a way to lower your monthly payment if you cannot find a lower interest rate than the one you already have.

Call the Express Team at 904.204.2929 to see if we can help you save with a refinanced loan.