Community First Headquarters and all branches will be closed on Monday, October 12th in observance of Columbus Day & Indigenous Peoples' Day. Online Banking, Mobile Banking, and Info24 will be available.

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We are proud to announce that First Southern is officially a part of Community First Credit Union! Click here for the latest acquisition news and important updates.

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Checking Account Rates

Community First Credit Union offers a variety of checking accounts so you can make the most of your everyday banking.
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View Our Checking Account Rates

Effective 10/01/2026 08:00 AM

Advantage Checking1

Account Balance Interest Rate APY*
$0-$1,000 5.00% 5.12% APY
$1,000.01 or more 0.05% 0.05% APY

Health Savings Account (HSA)

Account Balance Interest rate APY*
$100 - $2,499.99 0.30% 0.30%
$2,500 - $4,999.99 0.30% 0.30%
$5,000 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - or more 0.45% 0.45%

1 Advantage Checking - To qualify for interest rate, you must make 10 or more debit card transactions each month and be enrolled in eCommunications. APY = Annual Percentage Yield. Rates may change without notice after the account is opened. Fees could reduce earnings.