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Local lending your business can count on

Community First is your local business expert. Our connections to community run deep, so we are committed to developing and growing local businesses like yours by providing the financial support you need. We’re ready to help—whether you’re looking to expand, renovate, or even purchase equipment to better serve your customers. Contact us today and see how we can help you achieve more today.

Request more information | Business Loans

Or call us 904.224.9084

Credit Cards

Have the cash you need, when you need it and get rewarded while you're at it. You deserve a reward. Our business credit cards feature among the lowest rates around, no annual fee, rich rewards and even cash back.

Lines of Credit

Our Business Lines of Credit give you the flexibility you need to have instant access to cash that you can transfer right into your account whenever you need it.  We offer large lines and affordable low rates.

Commercial Mortgages

Now is the time to buy, refinance or expand. Our commercial mortgage rates are at all-time lows to help you do more. Unlike most banks, we are locally operated and able to make quick decision to help you close on your loan as fast as possible. Discover the local Community First difference for yourself today.

Auto Loans

We offer financing for cars, trucks, wreckers, box trucks, fleets, vans, or any other vehicles you need. Enjoy our fast approval process, affordable rates and flexible payment options. Keep your business moving forward with our affordable business vehicle loans.

Equipment Loans

We finance everything from loaders, boxed trucks, dump trucks, industrial equipment and even medical equipment.

Green Energy Loans

Going green is a practical way to help both our community and the environment. There’s no better way of improving energy efficiency in your business than replacing hot water heaters and windows, or adding solar panels to your roof. Learn how our Green Energy Commercial Loan can help.

Helpful Resources:

Meet the Team

We are committed to helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow or just switching to a better checking account, we’re here for you.


George Danforth
Commercial Lending
Vice President

John Keeley
Commercial Lending

Allen Sage
Commercial Lending

Larry Celzo
Commercial Lending


Dr. John D. Verville Family & Cosmetic Dentistry

Scott Fortune
Fortune Law

PuroClean Emergency Services

Advanced Pain Management Clinic

Advantage Plumbing

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