Community First Headquarters and all branches will be closed on Monday, October 12th in observance of Columbus Day & Indigenous Peoples' Day. Online Banking, Mobile Banking, and Info24 will be available.

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We are proud to announce that First Southern is officially a part of Community First Credit Union! Click here for the latest acquisition news and important updates.

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Credit Card Rates

Whether you want to earn rewards, get cash back, or just want a hassle-free, low-rate credit card, Community First has an option for you.

Check Out Our Credit Card Rates

Effective 04/15/2026 12:00 AM
Type Rates as low as Conditions
Visa® Platinum Credit Card 12.40% APR* Variable rate, subject to change at any time. No annual fee
Visa® Platinum Rewards Credit Card 13.40% APR* Variable rate, subject to change at any time. No annual fee
Visa® Platinum Rewards Secured Credit Card 17.90% APR* Non-variable rate, subject to change at any time. No annual fee
Visa®  Signature Credit Card 13.90% APR* Variable rate, subject to change at any time. No annual fee
*APR = Annual Percentage Rate