Community First Headquarters and all branches will be closed on Wednesday, November 11th in observance of Veterans Day. Online Banking, Mobile Banking, and Info24 will be available.

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Personal Loan Rates

Whether you're looking to consolidate debt or take your dream vacation, a Community First Personal Loan can help you reach your financial goals with low rates and local decision-making.
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Check Out Our Low Personal Loan Rates

Effective 11/02/2026 12:00 AM

Personal Loan

Minimum Term Rates as low as
$500 0-36 months 9.99% APR
$3,500 37-60 months 10.79% APR
$10,000 61-72 months 11.99% APR
$15,000 73-84 months 13.59% APR
A payment example is $3,000.00 financed at 9.99% APR for 36 months is approx. $97.18. Credit and other restrictions apply. Offer may end at any time without notice.

Personal Line of Credit

Rates as low as 10.99% APR2 ($500 minimum).

The payment amount is $15 for every $500 of loan balance outstanding, calculated on the 28th of the month, with a minimum payment amount of $25. Credit and other restrictions apply. Offer may end at any time without notice.

Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements.

1 First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in you having to pay higher total Finance Charges.

Product offers, terms, conditions, and other information provided herein are subject to change without notice.
2 APR= Annual Percentage Rate