*Member must do at least 6 transactions per month to receive higher interest rate on first $500.**ATM fees refunded up to $10 per month on out-of-network ATM withdrawals. Member must do at least 20 POS or signature based debit card transactions and be enrolled in eStatements to qualify for refund. Funds must be available in account at time of withdrawal. Refunds will be posted to the account on the last day of the month. ***$25 when you open a new checking account (with $25 or more); $25 when you sign up for recurring direct deposits of $300 or more. When applying online use promo code CHK2014. One $25 cash for new checking and one $25 cash for direct deposit per member at the time of account opening. The Direct Deposit promo credit will post within 4-6 weeks of account opening. Must mention this offer at the time of opening your new account. Ask us for more details. Consult a tax advisor for tax consequences.