Current Offers
Take advantage of limited-time offers and promotions from Community First Credit Union!
Looking for a checking account that pays? See how you could earn a $200 cash bonus1 and gain access to exclusive perks and rewards with your membership!
Share the gift of membership this holiday season!
- Click "Refer a Friend" below.
- Create your personal referral link.
- Once your friend uses your link to apply for membership online and opens a checking account, you'll both get a $25 e-Gift Card.2
Fall is here! Celebrate with pumpkin spice and 0.50% APR off on your next auto, personal, or RV loan!3
Get the keys to your dream home with a no closing cost Mortgage Loan.4
- Earn up to $200 cash7 with a new Connections Business Checking Account
- Take advantage of our Remote Deposit Capture service.
- Pay your vendors, employees, and invoices same day with ACH/Wire Transfers.
- Pay your employees easier using electronic ACH Payroll services.
Rates You Can't Miss
Rates can change at any time, so lock in your special offer rates on CDs, loans and more.
- Earn up to 4.15% APY12
- Fixed rate for 13 months
- Guaranteed growth with no market risk
- No ongoing management required
- Your deposits are federally insured up to $250,000 by the National Credit Union Administration
1 Earn $200 for opening your first Community First checking account, completing deposits totaling $1,000 or more that post within the first 90 days of account opening, and making 10 or more qualifying debit card transactions that post within 90 days of account opening. $200 bonus will be credited to the eligible checking account on or around day 91-97 of account opening. When applying online, you must use code FREECHECK to be eligible for this offer. When applying in-person you must mention this offer at time of account opening to be eligible. Promotion is only applicable once per checking account and per member. Members with an existing personal checking account with Community First Credit Union or who have closed a checking account with Community First Credit Union previously are not eligible to participate. In order to receive the reward, the new checking account must remain open and in good standing with a balance ≥$0.01 until the reward is deposited. Reward forfeiture will occur if the checking account is closed prior to the reward being deposited, or the new checking account has a negative available balance at the time of qualification validation. All offers may end at any time without notice.
2 For the Referrer and their Referee to qualify for the $25 reward, the Referee must open a new credit union Share Membership account with a minimum opening balance requirement of five ($5) dollars and a credit union checking account. The Referee's membership and checking account must be opened online using the Referrer's personalized online link. The reward will be paid to a qualified referrer and referee within 30 days following the credit union’s verification of the referrer’s and referee’s compliance with the terms of the program. The rewards will be sent to both the Referrer and their Referee in the form of a electronic gift card (your choice of Visa® or Amazon). Referrers can earn up to $300 in referral rewards per calendar year. The Referrer must be an existing member of Community First Credit Union in good standing to participate. Referrer must enter a valid email address that is tied to their Community First Credit Union account to receive their personalized online link. Referrer may not refer themselves. All new accounts are subject to approval. Credit union programs, rates, services, terms and conditions are subject to change at any time without notice. Certain restrictions and limitations apply. Full Terms and Conditions can be found here.
3 APR= Annual Percentage Rate. Fall Flash Sale 0.50% off APR offer applies for Personal Loans, Auto loans, and RV loans that are new, used, or refinanced from another financial institution.
Loan documents must be originated on or before 11/20/2026. Loan documents originated in DocuSign must be accepted, signed, and returned by expiration date in DocuSign. In branch loan documents must be signed by 11/20/2026. Loan drafts presented to a dealership for vehicle purchase between 11/02/2026 and 11/20/2026 will receive the promotional discount. Indirect loan applications must be originated between 11/02/2026 and 11/20/2026 and documents must be signed for by 11/20/2026.
All loans are subject to credit approval. Rate reduction will be applied to the approved rate tier. Restrictions may apply. Promotion excludes Green Path Auto Loans, loans financed through the Local Legends Program, and refinances of existing Community First Credit Union of FL loans.
4 Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay up to $5,000 of the actual closing costs associated with this new mortgage excluding appraisal fees, origination fee, discount points, prepaid interest, private mortgage insurance, funds needed to establish the member's escrow account and non-lender fees. Maximum loan amount $806,500. This special offer is not available for First Time Home Buyer products. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time.
5 Rapid pre-approvals are available on home purchases only.
6 The rate is frozen for up to 90 days while you shop for a home. A one-time fee will apply and is due upon issuing a pre-approval. Other restrictions and conditions apply. Contact us for details.
7 $200 account credit given upon opening a new Connections Business Checking account. APY= Annual Percentage Yield. $100 minimum opening deposit required for any business checking account.
8 A $5,000 minimum limit is required on the Visa® Signature Credit Card. In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the Cash Back Rewards percentage is 1.5%; however, this percentage may change at our discretion at any time without advance notice to you.
9 $150 credited to qualifying members’ primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.
10 APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.
11APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.
12 Rate listed applies to 13-month term. APY= Annual Percentage Yield. Interest compounded monthly. Subject to early withdrawal fees equivalent to 180 days of interest earned. The required minimum opening deposit for 4.15% APY rate is $250,000. Offer may end at any time without notice. Rates accurate as of 10/01/26. Fees may reduce earnings. Restrictions apply and rates can change at any time without notice.