Current Offers

Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements.

¹ APR= Annual Percentage Rate. Fall Flash Sale 0.50% off APR offer applies for Personal Loans, Auto loans, and RV loans that are new, used, or refinanced from another financial institution.

Loan documents must be originated on or before 09/14/2026. Loan documents originated in DocuSign must be accepted, signed, and returned by expiration date in DocuSign. In branch loan documents must be signed by 09/14/2026. Loan drafts presented to a dealership for vehicle purchase between 08/24/2026 and 09/14/2026 will receive the promotional discount. Indirect loan applications must be originated between 08/24/2026 and 09/14/2026 and documents must be signed for by 09/14/2026.

All loans are subject to credit approval. Rate reduction will be applied to the approved rate tier. Restrictions may apply. Promotion excludes Green Path Auto Loans, loans financed through the Local Legends Program, and refinances of existing Community First Credit Union of FL loans.

² First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in you having to pay higher total Finance Charges.

Product offers, terms, conditions, and other information provided herein are subject to change without notice.

³ Offer valid August 1, 2026, through August 31, 2026, (“Promotional Period”). To qualify, on the date of account opening, the new member must be age 17 or younger and open a new Community First Credit Union of Florida (“Credit Union”) Youth Membership with a Youth Advantage Share Savings Account (ages 0–12) or a new Credit Union Youth Advantage Share Savings Account and Youth SureBalance Checking Account (ages 13–17) at a Credit Union branch during the promotional period. An initial deposit of $5, to be held in your Credit Union Savings account, is required for membership. The joint owner on all accounts must be 18 years of age or older. Community First will provide a dollar-for-dollar match on qualifying deposits made during the Promotional Period, up to $25. The required $5 membership Savings deposit is not a qualifying deposit for the promotion, For members ages 0–12, qualifying deposits must be made into the Share Savings Account. For members ages 13–17, qualifying deposits must be made into the Youth SureBalance Checking Account. The matching bonus will be calculated based on total amount of qualifying deposits made during the Promotional Period, up to a maximum matching bonus of $25. The matching bonus will be deposited into the qualifying account on or before September 4, 2026. For example, a member who deposits $25, in addition to the $5.00 membership deposit, during the Promotional Period will receive a $25 matching bonus; a member who deposits $10, in addition to the $5.00 membership deposit, during the Promotional Period will receive a $10 matching bonus. Qualifying deposits used to calculate the matching bonus must remain in the account through the Promotional Period. The account must remain open and be in good standing through the date the bonus is credited. Offer valid for new youth memberships only. Limit one matching bonus per youth member, regardless of the number of qualifying accounts opened. Offer may not be combined with any other promotional offers or incentives. As of 07/15/2026, balances on the Youth Advantage Share Savings $0 - $500.00 1.00% Annual Percentage Yield (APY); balances $500.01 earn 0.10% APY. Rates may change at any timewithout notice. Fees may reduce earnings on account. Offer available for a limited time and all Credit Union programs, services, rates, terms, conditions are subject to change at any time without notice.

⁴ Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay up to $5,000 of the actual closing costs associated with this new mortgage excluding appraisal fees, origination fee, discount points, prepaid interest, private mortgage insurance, funds needed to establish the member's escrow account and non-lender fees. Maximum loan amount $806,500. This special offer is not available for First Time Home Buyer products. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time.

⁵ Rapid pre-approvals are available on home purchases only.

⁶ The rate is frozen for up to 90 days while you shop for a home. A one-time fee will apply and is due upon issuing a pre-approval. Other restrictions and conditions apply. Contact us for details.

⁷ $200 account credit given upon opening a new Connections Business Checking account. APY= Annual Percentage Yield. $100 minimum opening deposit required for any business checking account.

⁸ A $5,000 minimum limit is required on the Visa^® Signature Credit Card. In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the Cash Back Rewards percentage is 1.5%; however, this percentage may change at our discretion at any time without advance notice to you.

⁹ $150 credited to qualifying members’ primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.

¹⁰ APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.

¹¹APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.

¹² Rate listed applies to 13-month term. APY= Annual Percentage Yield. Interest compounded monthly. Subject to early withdrawal fees equivalent to 180 days of interest earned. The required minimum opening deposit for 4.00% APY rate is $45,000. Offer may end at any time without notice. Rates accurate as of 07/15/26. Fees may reduce earnings. Restrictions apply and rates can change at any time without notice.

All new accounts are subject to approval and membership eligibility required. Please visit our website at www.communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements. Fees may reduce earnings. Restrictions may apply. Product offers, terms, and other information provided herein are subject to change without notice.