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Credit Card Tools

Our credit card experience gives you access to view your credit card eStatements, make payments, set up alerts and controls, and other great features to help you manage your Community First Credit Cards. You can access this page through your Online and Mobile Banking app, allowing you to manage your credit cards where you want when you want.
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How to guides

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First Time Registration Guide
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eStatement Enrollment Guide
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Payments Guide
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Additional Cards Guide
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Manage Your Recurring Payments with Card on File
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Merchant participation and update timing may vary. Some merchants may still require you to update your card information directly.

Payment Control Made Simple with Card on File


Recurring Payments

Shows where your card is saved for subscriptions or recurring payments, so you can easily track ongoing charges.

Know Where Your Card is Saved

Review participating merchants where your card is stored and see where it’s used for future payments.

Other great credit card tools

  • Enroll and access credit card eStatements.
  • Manage multiple credit cards from one place.
  • Set up new alerts and controls for more control over your spending.
  • View transaction history, including pending and posted transactions.
  • Dispute a transaction. Initiate a transaction dispute right from the transaction history page.
  • Make a Payment. Enjoy the ability to make credit card payments from your Community First checking account or a checking account at another financial institution.
  • Report a card lost or stolen.
  • Complete a balance consolidation.

FAQs

Does Card on File apply to debit cards?

Card on File is available for Community First Visa® credit cards. Debit cards are not included.

Does Card on File work with all merchants?

No. Card on File works with participating merchants. Merchant participation and update timing can vary, and not all merchants support automatic updates.

How does Card on File work?

After you enroll, you can choose which merchants may receive updated card information when your card is replaced or reissued. Participating merchants can then update your saved payment information without requiring you to re‑enter your card details. Some merchants may still require you to update your card information directly.

How long are eStatements available?
eStatement history is stored for 24 months after enrollment.
If I have more than one credit card with Community First, can I see both cards on the credit card page?
Yes you can! Use this guide for instructions on adding additional cards.
When would I use Card on File?

You would use Card on File if you have recurring payments or subscriptions, such as streaming services, online retailers, or delivery services where your credit card is saved as the primary payment method.

Why is Card on File important?

Card on File can help reduce declined transactions for recurring payments when your credit card is replaced, reissued, or updated. It gives you an easier way to manage where your card is saved for subscriptions and recurring bills.

Will my payments always update automatically?

Not always. While Card on File can help reduce payment interruptions, some merchants may still require you to manually update your card information.