Investment Services

Community First Investment Services offers comprehensive financial solutions to help you work towards your financial goals.

Investment Tools

Keep financial goals in view with the Clear 1 Client Portal, the easy way to track and manage your investment accounts online.

Don't miss out on your hard earned money in retirement. Watch this video for tips on how to search for missing money in lost or forgotten retirement accounts. 
 

A financial plan can give you more confidence in your financial future. Learn more about complimentary financial plans utilizing MoneyGuidePro® from PIEtech℠

FAQs

How do I meet with a Wealth Advisor?

To meet with a Wealth Advisor, complete our contact form below or call us at 904.371.8076 and select option 9. Wealth Advisors help members like you find solutions to work towards their individual goals with well-matched investment opportunities and financial planning.

Complete the form to have a Wealth Advisor contact you.

MoneyGuidePro® from PIEtech℠

Access complimentary financial plans through LPL*, utilizing MoneyGuidePro® from PIEtech

Did you know that only 3 out of 10 Americans have a financial plan and 1/3  report they have no retirement savings? Working with a Wealth Advisor can help. 

You're eligible for a no obligation, complimentary financial review with a Wealth Advisor. During this consultation, your advisor can help you build a customized plan utilizing the comprehensive financial planning software, MoneyGuidePro®**

Advice is essential, now more than ever. That's why now's the perfect time to take advantage of this complimentary financial review. Take the steps to put your plan into action and get recommended strategies and solutions to meet your long- and short-term financial objectives.

What kind of retirement and investment products and services do you offer?

Through our broker-dealer, L.P.L. Financial Services, we offer:

Retirement Planning - You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but the benefit that you get from Uncle Sam may not provide enough income for your retirement years.  

Financial Planning - Why is financial planning important? A comprehensive financial plan serves as a framework for organizing the pieces of your financial picture. With a financial plan in place, you'll be better able to focus on your goals and understand what it will take to reach them.

Individual Retirement Accounts (IRAs) offering both Traditional and Roth - What is an individual retirement account (IRA)? An individual retirement account (IRA) is a personal savings plan that offers specific tax incentives to encourage you to save for retirement. Currently, there are two types of retirement IRAs. Traditional IRAs allow for tax-deductible contributions under certain conditions. Roth IRAs are funded with after-tax dollars, but may allow for tax-free withdrawals under certain conditions.
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Advisory Accounts - An advisory account, often referred to as a managed account or advisory account, is a type of investment account where a professional financial advisor or investment manager makes investment decisions and manages the portfolio on behalf of the account holder. These accounts are typically offered by financial institutions, brokerage firms, or registered investment advisors.
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Estate Planning** - Isn't estate planning only for the rich? In a word, no. Estate planning allows you or anyone to implement certain tools now to ensure that your concerns and goals are fulfilled after you die. Your objective may be to simply make sure that your loved ones are provided for. Or you may have more complex goals, such as avoiding probate or reducing estate taxes.
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Annuities - An annuity is a contract between you and an issuer (usually an insurance company). In its simplest form, you pay a premium in exchange for future periodic payments to begin immediately (an immediate annuity) or at some future date (a deferred annuity) and to continue for a period that can be as long as your lifetime.*
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Mutual Funds and Exchange Traded Funds (ETFs) - Learn more about A fund that pools the money of many investors and invests in many different securities, selected according to the fund's investing objective and strategy. Most mutual funds are open-end mutual funds; the number of shares varies with demand and the amount of money invested in the fund. Exchange-Traded Fund A fund that, like a mutual fund, pools the money of many investors and invests in many securities. Typically, an ETF invests in the securities included in a specific index.
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College Saving Plans (529) - 529 savings plans are more popular than 529 prepaid tuition plans because they are broader in scope and more flexible. Almost every state offers at least one 529 savings plan, but only a handful of states offer a prepaid tuition plan. Generally, you can join any state's savings plan, but you can only join your own state's prepaid tuition plan. The type of plan you choose will depend primarily on the type of college you think the beneficiary might attend
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Life Insurance - Your need for life insurance changes as your life changes. When you're young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities once again begin to diminish, your need for life insurance may decrease. Let's look at how your life insurance needs change throughout your lifetime.
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Long-Term Care Insurance - As we get older and our health declines, the greater the chances are that we will require home care, nursing home care, or other assisted-living arrangements. This care is quite expensive, and Medicare, HMOs, and Medigap don't pay for it. You might want to look into purchasing long-term care insurance (LTCI) to protect your assets in case you need long-term care.
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How do I know which retirement plan is right for me?

Retirement looks different for everyone. You can schedule a complimentary session with a Wealth Advisor to help you create a retirement plan that fits your needs. Contact us to get started or call us at 904.371.8076 and select option 9.

Who is LPL?

LPL is the nation's largest independent broker-dealer**. LPL offers access to an impressive range of products, services, and resources to help our team provide you with personalized service. By investing heavily in innovative technology and automation, LPL makes it easy for our team to spend more time helping you pursue your financial goals.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community First Credit Union and Community First Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Community First Investment Services, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Community First Credit Union or Community First Investment Services Securities and insurance offered through LPL or its affiliates are:
NOT INSURED BY NCUA OR ANY OTHER GOVERNMENT AGENCY NOT CREDIT UNION GUARANTEED NOT CREDIT UNION  DEPOSITS OR OBLIGATIONS MAY LOSE VALUE
 

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.