Visa® Platinum Rewards Secured Card
A smart way to build or rebuild credit while earning rewards. Get rewarded with access to special merchant offers, this secured card helps you move forward with confidence.
Featured Credit Card
Earn points and get rewards on literally everything which can redeem for rewards with our CURewards Program.4
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| Visa® Signature Apply |
Visa® Platinum Rewards Apply |
Visa® Platinum Apply |
Visa® Platinum Rewards Secured Apply |
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| Benefits | Unlimited 1.5% Cash Back1 on all purchases | 1 Rewards Point earned for every $1 spent4 | Our lowest rate card | 1 Rewards Point earned for every $1 spent4 |
| Purchase & Balance Transfer Rate | 1.9% APR for 12 months on purchases and balance transfers made within the first 90 days3 | 1.9% APR for 12 months on purchases and balance transfers made within the first 90 days3 | 1.9% APR for 12 months on purchases and balance transfers made within the first 90 days3 | |
| New Cardholder Offers | $150 Cash Bonus2 for spending $1,000+ within the first 90 days | 10,000 Bonus CURewards points for spending $1,000+ within the first 90 days5 | ||
| Balance transfer fees | None | None | None | None |
| Annual fees | None | None | None | None |
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Visa® Platinum Credit Card
FAQs
Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.
Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.
You deposit funds into a secured savings account, which then determines your credit limit. You can use the card for everyday purchases, make monthly payments, and build a positive credit history when you pay on time and keep balances manageable.
Your credit limit is typically equal to the amount you place in the secured savings account. That deposit remains yours and helps secure the account while you build credit responsibly.
- Your social security number
- Valid United States Driver's License, Permanent Resident Card, or United States Passport
- Your income
If this is your first account with Community First Credit Union, an initial deposit of $5 in a Share Savings Account is required to establish membership.
A secured credit card is designed to help you build or rebuild credit. It works like a traditional credit card, but instead of an unsecured credit limit, your credit line is backed by money you place into a savings account.
All credit card offers are subject to credit approval. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at any time without notice. All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of the new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance. The minimum limit is $500.
1 A $5,000 minimum limit is required on the Visa® Signature Credit Card. In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the Cash Back Rewards percentage is 1.5%; however, this percentage may change at our discretion at any time without advance notice to you.
2 $150 credited to qualifying members’ primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.
3 APR= Annual Percentage Rate. 1.9% APR for 12 months, valid for balance transfers and purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. Credit, income, and other restrictions apply. Offer may end at any time without notice.
4 For more details about Rewards Accrual, see our CURewards Rules page.
5 10,000 bonus points credited to qualifying members rewards account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.