Choose the calculator that fits your needs

Saving for college or retirement? Want to know if that new car loan will fit your budget or if refinancing your mortgage makes sense? These free financial calculators can help.
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Loan and Deposit Calculators

Car shopping but not sure how much you can afford? Try our Florida car loan calculator to see how much payment will fit your budget.
Whether you’re looking to buy your first home, thinking about refinancing your current one, or putting its equity to work for you, these calculators can help you decide.
Determine your monthly payment and generate an estimated amortization schedule.
Determine the home equity line of credit amount you may qualify to receive.
Looking to consolidate your debt? Check out how quickly you could pay off debt and how much interest you can save with our Personal Loan calculator.
Determine the difference in fees between credit card balance transfers.
Just enter a few pieces of information to calculate your annual percentage yield (APY) and ending balance.
With a Certificate Ladder, you can benefit from higher dividend rates for longer maturities.

Using Our Financial Calculators

Auto and Car Loan Calculators

Planning to finance a new or used car in Florida? Use our auto loan calculator to estimate your monthly car payment. By adjusting factors like loan amount, down payment, interest rate, and loan term, you can see how each impacts your payment. This helps you compare loan offers from different lenders and ensures the payments will fit comfortably in your budget.

CD and CD Laddering Calculators

Our investment calculators are designed to be user-friendly and approachable, whether you are new to investing or looking to compare CD terms and rates. Our CD calculator and CD laddering calculator for Florida let you project interest earnings and compare certificates of deposit terms and deposit amounts. Try different scenarios to find the ideal CD strategy, whether you are maximizing growth or creating a steady stream of returns through laddering.

Mortgage and Home Loan Calculators

If you want to explore mortgage options or refinancing in Florida, check out our mortgage calculators. They are a great starting point. We offer tools for refinancing, HELOC (home equity line of credit), and Florida mortgages. Simply enter your home price, down payment, loan term, and interest rate. The calculator will estimate your monthly payment, breaking down principal, interest, taxes, and insurance. This helps you compare different loan lengths and down payment scenarios so you can confidently plan your home purchase or refinance with your credit union.

Personal Loan and HELOC Calculators

The financial calculators at Community First Credit Union take some of the guesswork out of applying for a loan, and what you could potentially pay back over time. If you want a personal loan or a HELOC (home equity line of credit) these calculators can estimate your payment schedule and total costs. Enter the amount you want to borrow, the interest rate, and your preferred repayment term. You will see potential monthly payments and the overall interest you might pay, making it easier to choose the best loan option for your needs.

Tips for Using Loan and Investment Calculators

For the best results, double-check your inputs and experiment with different scenarios to compare your options. Whether you are preparing for your first mortgage, refinancing a home, purchasing a vehicle, or planning investments, our financial calculators help you make more informed, confident choices for your financial future.

Please note: These calculators are for illustrative purposes only. The default figures they provide do not guarantee actual loan amounts or rates, nor do they denote loan approval.

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