We are here to help members who are being affected by the government shutdown. We are hopeful that our elected officials will find a timely resolution very soon. If you have an immediate need, please visit one of our 19 branches or contact us at 904-354-8537 to discuss your situation and various solutions we may offer. Learn more.

The credit union will be closed on Monday, January 21, 2019 in observance of Dr. Martin Luther King, Jr. Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

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Online Banking

Online Banking

It's quite easy. You can have it all, anywhere.

Loan Options

Loan Options

Get the money you need from the lender you trust.



What's all the jazz about mortgages?



Empower yourself with our financial wellness program.



I heard that money can make me more money.


Credit Cards

Credit Cards

So I need a credit card.
How can I get one?

Community First,
Your Northeast Florida Credit Union.

Our members are our number one priority.

We are the recognized leader in providing superior financial solutions that improve
members' lives while building strong and vibrant communities.

As low as 2.89% APR* 24 months $5,000 minimum
As low as 3.19% APR* 36 months $5,000 minimum
As low as 3.34% APR* 48 months $10,000 minimum
As low as 3.59% APR* 60 months $10,000 minimum

View Auto Loans

As low as 7.99% APR** 0 - 12 months $500 minimum
As low as 8.29% APR** 13 - 24 months $1,500 minimum
As low as 8.99% APR** 25 - 36 months $3,000 minimum
As low as 9.79% APR** 37 - 60 months $5,000 minimum

View Personal Loans

*Auto loans. APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.69% APR is approx. $213.
**Personal loans. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.99% APR for 36 months is approx. $151.

  • I’ve always had a pleasant experience here. The clerks are professional and courteous. The rates for financial services blow other banks out of the water.

    -Markus S.,
    Community First Member

  • In addition to the friendly, professional, hometown feel, Community First has always been willing to answer any question, and to investigate any issues on my behalf.

    -Sandy W.,
    Community First Member

We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today.

Are You Using Online Banking? Here’s Why You Should.

By: April Payne, Digital Banking Manager
Posted On 12/31/2018 3:00:00 PM

Online banking is the easiest, safest, and most convenient way to manage your money. In this article, we’re going to look at all the features of Community First Online Banking and how you can use it to easily manage your accounts.

Read More

Is Your Account Protected From Fraud?

By: Stephanie Mintz, CFE, Fraud Prevention & BSA Analyst
Posted On 11/20/2018 5:00:00 PM

Here’s how you can protect your money and account information from getting into the wrong hands.

Read More

Find out if a Debt Consolidation Loan is right for you

By: Kiana Wright, Assistant Vice President of Consumer Lending
Posted On 10/24/2018 3:00:00 PM

Debt consolidation provides many people with cost-savings, but it also can offer stress relief and an opportunity for improved financial health. Here’s how debt consolidation can work for you.

Read More

How to Save $1000 by Christmas

By: Brenda Cornwell, Accounting Manager
Posted On 9/28/2018 12:00:00 PM

Are you looking to save a lot of money quickly? Get ahead of the holiday season and start saving up now. Here’s how you can save $1,000 by Christmas.

Read More

Our Mission:

Providing Financial Solutions for Every Stage of Life.

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