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Our Mission:
Providing financial solutions for every stage of life.

Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities.


As low as 4.24%APR* 0-36 months
As low as 4.24%APR* 37-48 months
As low as 4.69%APR* 49-60 months $10,000 minimum
As low as 4.69% APR* 61-72 months $14,000 minimum

View Auto Loan Rates

*APR= Annual Percentage Rate. Credit and other restrictions apply. Rates are subject to change. A payment example is $10,000.00 financed for 60 months at 4.69% APR is approx. $187.65


Business Testimonials

Here’s what our Business Members had to say about their experience with Community First.

Learn more about our Business Accounts | Hear more from our Community First Members

Deonna Clinton, Owner | D’Lishus Heels


We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today

Easy Ways to Save Money for an Emergency Fund

By: Kenyon Sutton, Financial Wellness Manager
Posted On 1/9/2023 8:20:36 AM

Are you looking for ways to save money for an emergency fund? From small lifestyle changes to mindful spending habits, we'll show you how you can build up your emergency fund without sacrificing the things that make life enjoyable.

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How Do I Calculate My Debt-To-Income Ratio?

By: Kenyon Sutton, Financial Wellness Manager
Posted On 12/22/2022 7:23:47 AM

Knowing how to calculate your debt-to-income ratio is imperative in assessing your overall financial wellbeing. Read our guide to learn how to calculate your DTI and learn what you can do to improve yours.

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How Do Holiday Loans Work?

By: Ryan Olson, Chief Lending Officer
Posted On 12/8/2022 7:04:46 AM

The holidays can be a time of joy and cheer, but also a time of financial strain. Learn how holiday loans could help offset some of your costs this holiday season.

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How To Save Money When Grocery Shopping

By: Kenyon Sutton, Financial Wellness Manager
Posted On 11/22/2022 3:24:42 PM

Learn how to save money on groceries with these simple tips.

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