Fraud Alert: Caller ID / Phone Spoofing Scam: Several members have reported receiving phone calls from what appears to be Community First (on Caller ID). This is fraud. As a reminder, Community First will never make an outbound call to ask you for your personal information. If you receive any phone calls and the caller claims to be from Community First and asks you for your personal information, please hang up, call us at 904-354-8537, and report this as fraud. Thank you.

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Credit Cards

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How can I get one?

Community First,
Your Northeast Florida Credit Union.

Our members are our number one priority.

We are the recognized leader in providing superior financial solutions that improve
members' lives while building strong and vibrant communities.

As low as 2.89% APR* 24 months $5,000 minimum
As low as 3.19% APR* 36 months $5,000 minimum
As low as 3.39% APR* 48 months $10,000 minimum
As low as 3.69% APR* 60 months $10,000 minimum

View Auto Loans

As low as 7.99% APR** 0 - 12 months $500 minimum
As low as 8.29% APR** 13 - 24 months $1,500 minimum
As low as 8.99% APR** 25 - 36 months $3,000 minimum
As low as 9.79% APR** 37 - 60 months $5,000 minimum

View Personal Loans

*Auto loans. APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.69% APR is approx. $213.
**Personal loans. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.99% APR for 36 months is approx. $151.

MOSH | Traveling Exhibits Expedition: Dinosaur

MOSH | Traveling Exhibits Expedition: Dinosaur

  • 5/25/2019 10:00:00 AM
  • Museum of Science & History (MOSH)

Special offer for all Community First Credit Union members and staff:
Show a valid CFCU debit/credit card or employee ID to get $5 off a regular priced ticket from May 25 – Sept. 2, 2019. Limit 4 admissions per member/employee.

  • I’ve always had a pleasant experience here. The clerks are professional and courteous. The rates for financial services blow other banks out of the water.

    -Markus S.,
    Community First Member

  • In addition to the friendly, professional, hometown feel, Community First has always been willing to answer any question, and to investigate any issues on my behalf.

    -Sandy W.,
    Community First Member

We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today.

How Much Should I Have Saved for Retirement? A Breakdown by Age

By: Ken Millhone, Investment Services Program Manager
Posted On 8/19/2019 4:30:00 PM

When it comes to saving for retirement, it’s never too early or too late to start. Here’s our retirement savings goal guide to help you determine how much money to save for retirement through every stage of your life.

Read More

A Beginner's Guide to Personal Loans

By: Doug Sypolt, Director of Consumer Loan Operations
Posted On 7/31/2019 5:00:00 PM

A personal loan is a strategic financial tool you can use in a number of financial situations. If you’re a beginner to the world of personal loans, here’s a breakdown of what you need to know.

Read More

Is it Better to Rent or Buy a Home?

By: Janet Smith, Assistant Vice President of Mortgage Operations
Posted On 6/26/2019 5:00:00 PM

If you’re like the average first-time home buyer, you’ve probably been renting for years. How do you know when it’s time to stop renting and start the home buying process? Is it always better to rent than buy?

Read More

When Should I Refinance My Mortgage?

By: Steve Swenson, Mortgage Loan Originator
Posted On 6/19/2019 5:00:00 PM

Refinancing your mortgage can help you save money, but there are a few things to consider first. Here’s how to know when it’s the right time to refinance your mortgage.

Read More

Our Mission:

Providing Financial Solutions for Every Stage of Life.

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