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Community First, Your Northeast Florida Credit Union.

Our members are our number one priority.
We are the recognized leader in providing superior financial solutions that improve members' lives
while building strong and vibrant communities.

Community First Credit Union
named Credit Union of the Year 2020

News Release


As low as 2.74% APR* 24 months $5,000 minimum
As low as 2.74% APR* 36 months $5,000 minimum
As low as 2.74% APR* 48 months $10,000 minimum
As low as 3.04% APR* 60 months $10,000 minimum

View Auto Loans

As low as 7.99% APR** 0 - 12 months $500 minimum
As low as 8.29% APR** 13 - 24 months $1,500 minimum
As low as 8.99% APR** 25 - 36 months $3,000 minimum
As low as 9.79% APR** 37 - 60 months $5,000 minimum

View Personal Loans

*Auto loans. APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.74% APR is approx. $214.35.
**Personal loans. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.99% APR for 36 months is approx. $151.


IllumiZoo Summer Spectacle

IllumiZoo Summer Spectacle

  • 6/4/2021 6:00:00 PM
  • Jacksonville Zoo and Gardens

Come summer, when the days are long and hot, cool nights at the Zoo are now home to an incredible scattering of illuminations. An amazing spatial of color, IllumiZoo Summer Spectacle promises to transcend from sleepy wildlife to a fantasy landscape of nature drenched with rich lighting. Select a Friday to visit between June 4-August 27.

2021 Clay County Teacher Appreciation Drive-thru Experience

2021 Clay County Teacher Appreciation Drive-thru Experience

  • 8/3/2021 10:00:00 AM
  • 2021 Clay County Teacher Appreciation Drive-thru Experience

All Clay County Teachers (Public, Private, and Charter) are invited to join us for the exclusive 2021 Clay County Teacher Appreciation Drive-thru Experience!

Jumbo Shrimp vs Charlotte Knights

Jumbo Shrimp vs Charlotte Knights

  • 8/10/2021 7:05:00 PM
  • The Baseball Grounds of Jacksonville

The Jumbo Shrimp are back in full swing this season. Community First members can take advantage of our Two for Tuesday's deal!

Tickets are 2-for-1 at the box office for Community First Credit Union members using their CFCU credit or debit card.

Jumbo Shrimp vs Durham Bulls

Jumbo Shrimp vs Durham Bulls

  • 8/31/2021 7:05:00 PM
  • The Baseball Grounds of Jacksonville

The Jumbo Shrimp are back in full swing this season. Community First members can take advantage of our Two for Tuesday's deal!

Tickets are 2-for-1 at the box office for Community First Credit Union members using their CFCU credit or debit card.

  • I’ve always had a pleasant experience here. The clerks are professional and courteous. The rates for financial services blow other banks out of the water.

    -Markus S.,
    Community First Member

  • In addition to the friendly, professional, hometown feel, Community First has always been willing to answer any question, and to investigate any issues on my behalf.

    -Sandy W.,
    Community First Member

We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today.

The Difference Between Good Debt and Bad Debt

By: Kenyon Sutton, Financial Wellness Manager
Posted On 7/26/2021 11:09:44 AM

Did you know that not all debt is bad? In fact, some types of debt can be beneficial and produce a positive impact on your life and your future.

Read More

Hurricane Season—Steps You Should Take to be Financially Ready

By: Kenyon Sutton, Financial Wellness Manager
Posted On 7/20/2021 12:12:29 PM

Just like summer, hurricane season is back. Over the past several years we have seen a rise in the number of named storms and the damage they have caused. Which is why being financially ready in case a storm strikes is crucial to protecting not only your property but also your future.

Read More

Should I Finance My Car Loan with a Dealership or My Bank?

By: Jillianne West, Consumer Lending Operations Manager
Posted On 6/25/2021 12:00:00 PM

You've finally found your perfect car, and you are ready to get it out on the road and into your driveway. But before you sign on the dotted line, make sure you have chosen the right financing option for you.

Read More

What Type of Loan Is Best for Home Improvements?

By: Janet Smith, Vice President, Mortgage Operations
Posted On 6/23/2021 11:09:44 AM

Home improvements and upgrades are an excellent investment and can help you raise the value of your home. But it can be tricky to find the best way to pay for it. Here are some of the best loans for your home improvement projects. 

Read More

Our Mission:

Providing Financial Solutions for Every Stage of Life.

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