Effective immediately, Community First’s Orange Park branch located at 625 Blanding Blvd. is temporarily closed for repairs. The ATM at this location remains open to serve you 24 hours a day.

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Loan Options

Get the money you need from the lender you trust.



What's all the jazz about mortgages?



Empower yourself with our financial wellness program.



I heard that money can make me more money.


Credit Cards

Credit Cards

So I need a credit card.
How can I get one?

Community First,
Your Northeast Florida Credit Union.

Our members are our number one priority.

We are the recognized leader in providing superior financial solutions that improve
members' lives while building strong and vibrant communities.

As low as 2.19% APR* 24 months $5,000 minimum
As low as 2.49% APR* 36 months $5,000 minimum
As low as 2.79% APR* 48 months $5,000 minimum
As low as 3.09% APR* 60 months $10,000 minimum

View Auto Loans

As low as 7.50% APR** 0 - 12 months $500 minimum
As low as 8.00% APR** 13 - 24 months $1,500 minimum
As low as 8.75% APR** 25 - 36 months $3,000 minimum
As low as 9.50% APR** 37 - 60 months $5,000 minimum

View Personal Loans

*Auto loans. APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.19% APR is approx. $213.14.
**Personal loans. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.25% APR for 36 months= $157.

Sing Out Loud Festival

Sing Out Loud Festival

  • 9/1/2018 12:00:00 PM
  • St. Augustine Amphitheatre

The Sing Out Loud Music Festival, the largest free music festival in St. Johns County, returns for three weekends this September.

Florida Blue | moveUP Financial Wellness Series - River City Marketplace

Florida Blue | moveUP Financial Wellness Series - River City Marketplace

  • 9/24/2018 9:00:00 AM
  • Florida Blue | River City Marketplace

Join us for a VIP interactive seminar on paying off your debt + Get breakfast on us.

  • I’ve always had a pleasant experience here. The clerks are professional and courteous. The rates for financial services blow other banks out of the water.

    -Markus S.,
    Community First Member

  • In addition to the friendly, professional, hometown feel, Community First has always been willing to answer any question, and to investigate any issues on my behalf.

    -Sandy W.,
    Community First Member

We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today.

Why You Should Open a CD in Your 20s & 30s

By: Sam Inman
Posted On 8/31/2018 5:30:00 PM

Whether you’re brand new to investing or looking for a safe way to earn interest, CDs are a great investment option.

Read More

Is Homeownership Right for You?

By: Eric Krall
Posted On 7/20/2018 2:06:06 PM

With mortgage rates trending up, it may be the right time to give further thought to the question, "Is homeownership right for me?" How do you know if you’re ready?

While homeownership is an exciting milestone in your life, it’s important to educate yourself on the financial implications of buying before you make an offer. Whether you’re a first-time homebuyer or a current owner looking to sell or refinance, there are a few key questions that should help guide your decision.

Read More

Are You Financially Ready for Hurricane Season?

By: Janet Smith
Posted On 6/21/2018 9:00:00 AM

Hurricane season is here, which means the time to get ready is now. While emergency preparedness can feel overwhelming, we’ve made it easy to know exactly what you need to do – from safety planning to financial readiness.

Read More

How Millennials Can Make the American Dream a Reality in 2018

By: John Hirabayashi
Posted On 6/15/2017 12:00:00 PM

Lack of millennial buyers is one of the trends that is causing homeownership in the United States to dip to an all-time low, but there are many reasons millennials are hesitating to purchase.

Read More

Our Mission:

Providing Financial Solutions for Every Stage of Life.

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