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Our Mission:
Providing financial solutions for every stage of life.

Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities.


As low as 2.74%APR* 0-36 months
As low as 2.74%APR* 37-48 months
As low as 2.99%APR* 49-60 months $10,000 minimum
As low as 2.99%APR* 61-72 months $14,000 minimum

View Auto Loan Rates

*APR= Annual Percentage Rate. Credit and other restrictions apply. Rates are subject to change. A payment example is $5,000 financed for 24 months at 2.74% APR is approx. $214.35.


Business Testimonials

Here’s what our Business Members had to say about their experience with Community First.

Learn more about our Business Accounts | Hear more from our Community First Members

Deonna Clinton, Owner | D’Lishus Heels


We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today

How To Avoid Holiday Financial Stress

By: Kenyon Sutton, Financial Wellness Manager
Posted On 12/17/2021 9:00:00 AM

It’s the most wonderful time of the year, but it can be one of the most stressful times too. Don’t let your finances add to that stress. We have five tips to help you save money this year and get through the holiday season without breaking the bank.

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Financial New Year’s Resolutions to Consider for 2022

By: Kenyon Sutton, Financial Wellness Manager
Posted On 12/3/2021 9:00:00 AM

The New Year is just around the corner, and right now is the best time to start planning for your 2022 financial future. Whether you just want to put a little money away or have big plans you want to accomplish, we have a few financial resolution ideas to help you get started!

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Questions to Ask Before Applying for a Personal Loan

By: Ryan Olson, Vice President of Consumer Lending
Posted On 11/17/2021 9:00:00 AM

Personal loans can be a great option to help manage large expenses and consolidate existing loans to lower monthly payment obligations. But how do you know if this type of loan is right for your current needs? We have some questions you should ask yourself to help you determine if this is the right type of option for you.

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When Should I Refinance My Mortgage?

By: Andre Brooks, Director Mortgage Sales
Posted On 11/10/2021 12:10:30 PM

Interest rates are currently at historic lows which makes refinancing your mortgage seem like a great way to save money on your monthly payments. However, just because your interest rate is lower doesn’t mean you’re necessarily ready to refinance.

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