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Community First,
Your Northeast Florida Credit Union.

Our members are our number one priority.

We are the recognized leader in providing superior financial solutions that improve
members' lives while building strong and vibrant communities.

As low as 2.89% APR* 24 months $5,000 minimum
As low as 3.19% APR* 36 months $5,000 minimum
As low as 3.39% APR* 48 months $10,000 minimum
As low as 3.69% APR* 60 months $10,000 minimum

View Auto Loans

As low as 7.99% APR** 0 - 12 months $500 minimum
As low as 8.29% APR** 13 - 24 months $1,500 minimum
As low as 8.99% APR** 25 - 36 months $3,000 minimum
As low as 9.79% APR** 37 - 60 months $5,000 minimum

View Personal Loans

*Auto loans. APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.69% APR is approx. $213.
**Personal loans. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.99% APR for 36 months is approx. $151.


  • I’ve always had a pleasant experience here. The clerks are professional and courteous. The rates for financial services blow other banks out of the water.

    -Markus S.,
    Community First Member

  • In addition to the friendly, professional, hometown feel, Community First has always been willing to answer any question, and to investigate any issues on my behalf.

    -Sandy W.,
    Community First Member

We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today.

How to Improve Your Credit Score

By: Kiana Wright, Vice President, Consumer Lending
Posted On 8/30/2019 9:30:00 AM

Your credit score is one of the most important barometers of your financial health. By improving your credit score, you open yourself up to lower interest rates, more opportunities to invest and make big purchases, and a better chance at completing your financial goals.

Read More

How to Select a Checking Account

By: Chelsea Stefanelli, Deposit Compliance and Specialized Services Manager
Posted On 8/23/2019 11:00:00 AM

A checking account is a basic component of your financial life, but choosing a checking account can feel like anything but a basic task. Here’s how to weigh the options and choose the best checking account for you.

Read More

How Much Should I Have Saved for Retirement? A Breakdown by Age

By: Ken Millhone, Investment Services Program Manager
Posted On 8/19/2019 4:30:00 PM

When it comes to saving for retirement, it’s never too early or too late to start. Here’s our retirement savings goal guide to help you determine how much money to save for retirement through every stage of your life.

Read More

A Beginner's Guide to Personal Loans

By: Doug Sypolt, Director of Consumer Loan Operations
Posted On 7/31/2019 5:00:00 PM

A personal loan is a strategic financial tool you can use in a number of financial situations. If you’re a beginner to the world of personal loans, here’s a breakdown of what you need to know.

Read More

Our Mission:

Providing Financial Solutions for Every Stage of Life.

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