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Our Mission:
Providing financial solutions for every stage of life.

Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities.


As low as 4.79%APR* 0-36 months
As low as 4.79%APR* 37-48 months
As low as 5.24%APR* 49-60 months $10,000 minimum
As low as 5.24% APR* 61-72 months $14,000 minimum

View Auto Loan Rates

*APR= Annual Percentage Rate. Credit and other restrictions apply. Rates are subject to change. A payment example is $10,000.00 financed for 60 months at 5.24% is approx. $190.26.


Business Testimonials

Here’s what our Business Members had to say about their experience with Community First.

Learn more about our Business Accounts | Hear more from our Community First Members

Deonna Clinton, Owner | D’Lishus Heels


We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today

Financial Tips for New Parents

By: Kenyon Sutton, Financial Wellness Manager
Posted On 5/2/2023 8:04:51 AM

Are you thinking about starting a family? Having children is an incredible experience that brings so much love and joy into our lives, but let’s face it, it can also be expensive. As you embark on this exciting adventure, it's important to be financially prepared.

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How to Avoid Closing Costs When Buying a House

By: Justin DeValerio, Mortgage Sales Manager
Posted On 4/21/2023 11:42:40 AM

From negotiation to shopping around, read our helpful guide to learn how to save money on closing costs when buying a home.

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What Do I Need to Qualify for a Mortgage in Florida?

By: Justin DeValerio, Mortgage Sales Manager
Posted On 4/14/2023 1:05:01 PM

If you're looking to buy a home in Florida, it's essential to understand what you need to qualify for a mortgage. Our comprehensive guide covers the essential requirements, including credit scores, income, and more. Keep reading to learn everything you need to know before applying for a Florida mortgage.

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How Does a Certificate of Deposit Work?

By: Chelsea Stefanelli, Director- Deposit Operations and Specialized Services
Posted On 4/6/2023 3:06:40 PM

Certificates of Deposit (CDs) are a great way to take your savings goals to the next level with a variety of fixed or variable rates that vary in length of term from 3 months to 60 months. Learn how a CD works and how to determine if you should invest in one.

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