Savings Account Rates
Check Out Our Savings Account Rates
Primary Share Savings
| Account Balance | Dividend | APY* |
|---|---|---|
| $100 or more | 0.10% | 0.10% |
Youth Advantage Share Savings
| Account Balance | Dividend | APY* |
|---|---|---|
| $0 - $500 | 1.00% | 1.00% |
| $500.01 or more | 0.10% | 0.10% |
Special Purpose Savings
| Account Balance | Dividend | APY* |
|---|---|---|
| $100 or more | 0.10% | 0.10% |
IRA, SEP, HSA & 457 Shares
| Account Balance | Interest rate | APY* |
|---|---|---|
| $100 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $4,999.99 | 0.15% | 0.15% |
| $5,000 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $24,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - or more | 0.55% | 0.55% |
Passport Money Market
Requires $1,000 minimum deposit to open and $1,000 balance to earn interest
| Account Balance | Interest rate | APY* |
|---|---|---|
| $1,000 - $2,499.99 | 1.05% | 1.06% |
| $2,500 - $9,999.99 | 1.05% | 1.06% |
| $10,000 - $24,999.99 | 1.10% | 1.11% |
| $25,000 - $49,999.99 | 1.15% | 1.16% |
| $50,000 - $99,999.99 | 1.25% | 1.26% |
| $100,000 - $249,999.99 | 1.50% | 1.51% |
| $250,000 or more | 1.75% | 1.76% |
Premier Money Market
Requires $25,000 minimum deposit to open and $1,000 balance to earn interest
| Account Balance | Interest rate | APY* |
|---|---|---|
| $1,000 - $2,499.99 | 1.05% | 1.06% |
| $2,500 - $9,999.99 | 1.05% | 1.06% |
| $10,000 - $24,999.99 | 1.15% | 1.16% |
| $25,000 - $49,999.99 | 1.20% | 1.21% |
| $50,000 - $99,999.99 | 1.30% | 1.31% |
| $100,000 - $249,999.99 | 1.55% | 1.56% |
| $250,000 or more | 1.80% | 1.81% |
FAQ
APY, or annual percentage yield, is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. APY accounts for the earnings you will make on your initial balance, along with compounded interest for each month of the year, or the dividend period. At Community First, dividends compound and are credited monthly, and are calculated based on the average daily balance.
Yes, interest rate and APY (annual percentage yield) can change at any time.
Using a savings calculator is the simplest way to get an idea of how much your savings will grow over a period of time. Just input your starting balance, monthly contribution, and annual percentage yield, and you can see an estimate of how much could be in your savings account at the end of the set period.