Federally insured by NCUA. Minimum down payment is 5%. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Offer may end at any time without notice. *Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay the actual closing costs associated with this new mortgage excluding origination fees, discount points, prepaid interest, funds needed to establish an escrow account, non-lender fees, fees needed to transfer title (deed stamps), and the upfront non-refundable appraisal fee and/or rate lock fee. Maximum loan amount for the No Closing Costs Offer is $647,200. This special offer is not available for First Time Home Buyer products. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time. **The rate is frozen for up to 90 days while you shop for a home. A one-time fee will apply and is due upon issuing a pre-approval. Other restrictions and conditions apply. Contact us for details.1Rapid pre-approvals are available on home purchases only.