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NO CLOSING COST MORTGAGES +
FREEZE YOUR RATES FOR UP TO 90 DAYS

At Community First, we want you to be confident in your decisions. Whether you’re looking to buy a home, refinance, or fix up the one you’ve got, our Mortgage Champions have your back with low rates and quick closings. Be confident and make a move today, you can leave the rest with us.

With a Community First Mortgage, you can take advantage of:

  • No closing costs*
  • Rate Freeze (freeze your rate for up to 90 days)**
  • Quick closings
  • No origination fee
  • Rapid Pre-approvals1

 

READY TO GET STARTED?

APPLY ONLINE

APPLY ONLINE

Completing an application online is easy and only takes about 10 minutes! Click below to get started.

Apply Now

CALL OUR MORTGAGE CHAMPIONS

CALL OUR MORTGAGE CHAMPIONS

Still have questions? Reach out to our 24/7 Mortgage Champion Hotline any time, day or night.

Call us at 904-574-5885

SCHEDULE AN APPOINTMENT

SCHEDULE AN APPOINTMENT

Not ready right now? Schedule an in-person or over-the-phone appointment.

Schedule an Appointment

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Credit, income, and other restrictions may apply. Minimum loan amount for jumbo mortgages is $647,201. This special offer is available on all conventional first mortgage programs. All mortgage loans subject to credit approval. Offer may end at any time without notice. *Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay up to $5,000 of the actual closing costs associated with this new mortgage excluding appraisal fees, origination fee, discount points, prepaid interest, private mortgage insurance, funds needed to establish the member's escrow account and non-lender fees. Maximum loan amount $647,200. This special offer is not available for First Time Home Buyer products. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time. **The rate is frozen for up to 90 days while you shop for a home. A one-time fee will apply and is due upon issuing a pre-approval. Other restrictions and conditions apply. Contact us for details.1Rapid pre-approvals are available on home purchases only.