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Mortgage the easy way with great rates, quick closings and no closing costs. Your local Mortgage Champions are here to help you every step of the way.

At Community First, we know there’s no place like home—and no one quite like you. Whether you’re looking to buy a home, refinance or fix up the one you’ve got, our Mortgage Champions are here with low rates, quick closings, and no origination fees. Now's the time to relax with a loan that fits your life…and budget.

With a Community First Mortgage, you can take advantage of:

  • No closing cost*
  • Rate Freeze (freeze your rate for up to 90 days)**
  • Quick closings
  • No origination fee
  • Rapid Pre-approvals1

READY TO GET STARTED?

APPLY ONLINE

APPLY ONLINE

Completing an application online is easy and only takes about 10 minutes! Click below to get started.

Apply Now

CALL OUR MORTGAGE CHAMPIONS

CALL OUR MORTGAGE CHAMPIONS

Still have questions? Reach out to our 24/7 Mortgage Champion Hotline any time, day or night.

Call us at 904-371-8150

SCHEDULE AN APPOINTMENT

SCHEDULE AN APPOINTMENT

Not ready right now? Schedule an in-person or over-the-phone appointment.

SCHEDULE AN APPOINTMENT

Federally insured by NCUA. Minimum down payment is 5%. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Offer may end at any time without notice. *Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay the actual closing costs associated with this new mortgage excluding origination fees, discount points, prepaid interest, funds needed to establish an escrow account, non-lender fees, fees needed to transfer title (deed stamps), and the upfront non-refundable appraisal fee and/or rate lock fee. Maximum loan amount for the No Closing Costs Offer is $647,200. This special offer is not available for First Time Home Buyer products. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time. **The rate is frozen for up to 90 days while you shop for a home. A one-time fee will apply and is due upon issuing a pre-approval. Other restrictions and conditions apply. Contact us for details.1Rapid pre-approvals are available on home purchases only.