Home Loan Guide
We know that the home buying process can seem overwhelming. That's why we've created a helpful home loan guide that's filled with resources to help you get started and find the right mortgage for you.
Home Buying Resources
Choosing a Mortgage
Mortgage calculator
FAQs
Am I eligible for membership at Community First Credit Union?
Federally insured by NCUA. All new accounts are subject to approval and membership eligibility required. Please visit our Become a Member page or simply contact us for more information on membership requirements.
What do I need to apply for a mortgage?
When applying for a mortgage with Community First Credit, it is helpful to have the following information on hand:
- Your social security number
- Valid United States Driver's License, Permanent Resident Card, or United States Passport
- Your annual income
- W-2 forms from the previous two years, if you collect a paycheck
- Profit and loss statements or 1099 forms, if you own a business
- Recent paycheck stubs
- Your two most recent tax returns
- A complete list of your debts, including credit cards, student loans, car loans, and child support payments, along with minimum monthly payments and balances
- Lists of your assets, including bank statements, mutual fund statements, real estate and automobile titles, brokerage statements, and records of other investments or assets
How can I request a Mortgage Pay Off Statement?
There are three easy ways to request a Mortgage Pay Off Statement at Community First. Choose the one that’s best for you below:
- Contact our Automated Payoff System at 877-772-9633
- There is no fee for faxed payoff requests.
- Reach out to our Member Service team at 866-843-2513
- Log into our Online Banking or Mobile Banking app.
Then, navigate to your mortgage account and select “Download Payoff Statements.”
