Home Loan Guide

We know that the home buying and refinancing processes can seem overwhelming. That’s why we created this helpful home loan guide that’s filled with resources to help get you started and find the right mortgage for you.

Get your Home Buyers’ Toolkit

Buying a house

• The Road to Homeownership: The Basics
• First-Time Home Buying Mistakes to Avoid
• Choosing a Realtor That is Right For You
• Negotiating the Best Home Purchasing Deal
• Preparing Your Finances or Homeownership
• Saying “I Do” to Homeownership
• Home Search Checklist
• Mortgage Application Checklist
• Ready to Look For a Home Checklist

Finding the right mortgage product

• The Basics of Mortgages
• Getting a Mortgage
• The Difference Between an Adjustable Rate and a Fixed Rate
• The Five-Step Mortgage Management Plan
• Buying a Home Sold through Short Sale or Foreclosure
• Advantages and Disadvantages of FHA Loans
• Buying a Duplex – Pluses and Minuses

Mortgage calculators

• Which Mortgage is Better for Me?
• How much Mortgage Might I Qualify For?
• Comparing Mortgage terms
• How much can I borrow from my home equity?

Refinancing your mortgage

• Is It Time to Refinance Your Mortgage?
• Refinance Mortgage Calculator
• Strong-arm Your ARM: How to prepare for Rising Interest Rates

Financing home improvements

• Fix Your Home Repair and Maintenance Plan
• Using Home Equity
• Remodeling on a Budget
• Making Your Home Green to Save Green