Personal Financial Management (PFM) Tool

Get the resources you need to make decisions with confidence. Track your spending, set budgets, monitor your net worth, and so much more!

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Overview
Widgets
FAQs

What is the Personal Financial Management (PFM) Tool?

Track Your Spending

Our budget and finances feature allows any of our members who have personal and/or business accounts to track their spending with a fully interactive, real-time dashboard for all your shares and categorizes transactions for easy budget creation.

Set Spending Targets

You can also set spending targets so you can track variable expenses and monthly cash flow, establish savings goals, determine net worth, and much more.

How do I Set Up the PFM Tool?

Step 1:

Log into Online Banking.

Step 2:

Select the spending widget from the homepage of Online or Mobile banking.

Step 3:

Agree to the terms and conditions.

Extra Notes:

All functionality available on the desktop PFM tool is also available via mobile!

PFM will categorize six months of transaction history upon enrollment.

What are Widgets and What Kinds are Available?

Widgets are data visualization tools within PFM that allow you to easily access specific information about your finances.

Spending:

See how you’re spending money on a visual representation.

This widget displays all the existing categories of spending for the period and allows you to interact with the transaction list to modify categorization for accuracy and personal preference.

Budgets:

Track your monthly finances by adding targets to help you better manage your expenses.

This widget offers two options for generating a new budget: system-generated and user-created.

Net Worth:

Sum up your assets and debts and view pie charts to see how funds are allocated.

This widget displays your share within your account and provides you with another view into your finances and financial health.

Trends:

Track your habits even further to see how you spend your money over time.

This widget is especially useful if you are tracking a particular category of spending, such as eating out, and want a high-level view of the impact of your efforts.

Debts:

See all your debts at once to gauge how additional payments or payoffs affect your finances.

This widget presents you with a list of liabilities available in the system in one central view.

Personal Financial Management (PFM) Tool FAQs

What is the Personal Financial Management tool?

Our budget and finances feature lets you track spending with a fully interactive, real-time dashboard and categorizes transactions for easy budget creation. You can also set spending targets to track variable expenses, monthly cash flow, establish savings goals, determine net worth, and much more.

Who is eligible to use the Personal Financial Management tool?

Community First members enrolled in online or mobile banking can use this tool. It’s available for personal and business accounts.

How do I set up the Personal Financial Management tool?

You can set up and use the Personal Financial Management tool in online and mobile banking. Here’s how:

Log in to your account via Online Banking or our Mobile Banking app. (Not enrolled in Online or Mobile Banking yet? Register for free now.)
Select the Spending Widget from the homepage of Online or Mobile Banking.
Agree to the terms and conditions.

How far back does the Personal Financial Management tool’s transaction history categorization go?

The tool will categorize six months of transaction history upon enrollment.

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