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FIRST-TIME HOMEBUYER LOAN

At Community First, we want you to be confident in your decisions. We know that buying your first home can be a stressful process, that's why our Mortgage Champions are here so you can feel at ease every step of the way knowing someone has your back. Enjoy no down payment and no PMI with our First-Time Homebuyer loan!
Get off the bank bandwagon and own it at Community First!

  • No down payment*
  • No PMI*
  • Competitive low rates
  • Fewer fees
  • Quick closings

READY TO GET STARTED?

APPLY ONLINE

APPLY ONLINE

Completing an application online is easy and only takes about ~10 minutes! Click below to get started.

Apply Now

CALL OUR MORTGAGE CHAMPIONS

CALL OUR MORTGAGE CHAMPIONS

Still have questions? Reach out to our 24/7 Mortgage Champion Hotline any time, day or night.

Call us at 904-371-8150

 SCHEDULE AN APPOINTMENT

SCHEDULE AN APPOINTMENT

Not ready right now? Schedule an in-person or over-the-phone appointment.

Schedule an Appointment

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Offer may end at any time without notice. *Up to 100% financing of purchase price at or below $350,000. Maximum loan amount is $350,000. Closing costs are paid by the borrower. No Private Mortgage Insurance required. Other exclusions and restrictions apply. All mortgage loans subject to credit approval.