Raymond A. Vinson Scholarship applications due Thursday, March 1st.

Get up to a $150 cash bonus and lower you car payment.

New Year. Fresh Start.

Give yourself a fresh start this New Year and lower your monthly payments while you’re at it. With our low rate auto loans, you may be able to reduce your monthly payments, lower your rate and even pay your car off quicker. Get ready to free up cash and save more of your own money.

  • Get up to $150 cash back
  • Among the lowest auto loan rates around
  • Flexible financing options
  • Potentially lower your monthly payments
  • Fast and easy approval process

Click here to Apply Now or complete the form below for more information.


Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Credit and other restrictions apply. APR = Annual Percentage Rate. Credit and other restrictions apply. A payment example is $5,000.00 financed at 1.79% APR for 36 months is approx. $142. Refinance an auto loan you have elsewhere for $10,000-$19,999 to get $100 or $20,000 and above to get $150.  Excludes loans already financed with Community First.  Members with qualifying auto loans will receive cash incentives transferred into their primary share accounts at the time of loan funding.  Valid on auto loans funded from January 8th - March 31st.