As your new Mortgage Champions, we’ve upgraded our mortgages to give you one of the best home buying and refinancing experiences you’ve ever had. Complete the form below to request more information and to enter to win $1,500.*

Call 904.371.8150 or complete the form below to request more information.


Mortgage Champions Hotline: 904.371.8150

With our new Mortgage Champions Hotline, you can apply for a mortgage, check the status of your application, or ask us any questions you may have.

Mortgage experts in every branch

We now have Mortgage Champions within all of our branches who can help you with all of your mortgage needs. Simply ask to speak with a Mortgage Champion!

Special condo financing

We now offer special financing on condos up to $1 million. Whether you're looking for a special vacation home or just moving into a new condo, we can help you make the move faster than ever.

Jumbo mortgages up to $1 million

Our specially priced Jumbo Mortgage loans feature no closing costs, same-day pre-approvals, and we'll close your loan in 30 days or less, guaranteed.

Mortgages with as little as 3% down**

We now offer new mortgage loans with as little as 3% down, no closing costs, and same-day pre-approvals. This is a great option for either first-time homebuyers or anyone who wants to put less down up front.

Mortgage Buddy App

With our new Mortgage Buddy app, you can track your application status, communicate directly with the Mortgage Specialist that’s assigned to you, upload documents, and much more to make sure you close your loan on time.

Helpful Resources:

The Mortgage Champion Process

Learn more about our easy, 6-step mortgage process and print out our mortgage application checklist above.


Federally insured by NCUA. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, or St. Johns counties. *Credit, income and other restrictions may apply. Offers may end any time without notice. Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay the actual closing costs associated with this new mortgage up to $5,000, excluding origination fee, discount points, prepaid interest, private mortgage insurance, and funds needed to establish the member's escrow account. Minimum loan amount for Jumbo Mortgages is $453,200 and non-Jumbo Mortgages is $100,000. This special offer is available on all conventional first mortgage programs. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time. No purchase necessary to enter to win $1,500. Enter to win via online web form shown above. Enter to win from May 1 through July 31. Last day to enter is July 31, a winner will be drawn randomly on or around August 6. Winner will be contacted via phone number provided on entry form. **Payment example: A purchase price of $250,000, with a 3% down payment of $7,500, loan amount of $242,500 at a 30 year term with an interest rate of 4.575% fixed (5.216% APR) would yield a monthly principal and interest payment of $1,239.55. Payment amounts do not include amounts for taxes and insurance. The actual payment obligation will be greater.