ATM Network
As a Community First member, you can access your money anywhere, any time - without paying fees. Learn more about our convenient ATMs and the services available to you.
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Access Thousands of Convenient, Fee-Free ATMs
50+ Community First ATMs

Discover convenient full-service ATMs including:
- 19 Branch Walk-Up ATMs
- 22 Branch Drive-Thru ATMs
- 9 Standalone ATMs Including 3 at Jacksonville International Airport
- 5 Drive-Up ATMs with 24-hour Access
30,000+ Co-Op ATMs
Pay no fees with your Community First Visa® debit card at CO-OP ATMs. Just look for this symbol.
- Access to more than 30,000 surcharge-free ATMs in our network.
- Learn more
Access Your Cash Without the Fees, Wherever You Are
Learn More About Network ATM Services Available to You
With your debit card, you can:
- Make cash and check deposits at participating CO-OP ATMs*
- Withdraw cash
- Transfer funds between your Community First shares* (availability may vary by location)
- Check your account balances (availability may vary by location)
Please note:
- Deposited funds may not be available until the fifth business day after the deposit date.
- The daily deposit limit at CO-OP ATMs is $7,000 per card.*
Find a CO-OP ATM near you:
- Use the CO-OP ATM Locator
- Call 1-888-SITECOOP (748-3266)
- Text your location (address, zip code, or city/state) to 91989 to receive nearby ATM locations. Text “more” for additional results.
Using your Community First Visa® debit card you can also access the Plus Alliance network for expanded cash access!
- Tens of thousands of additional fee-free ATMs nationwide
- Perfect for travel and quick access
Together, that’s more than 85,000+ ATMs nationwide!

*All Community First Credit Union charges, fees, deposit limits and funds availability still apply.