Community First Headquarters and all branches will be closed on Monday, May 25th in observance of Memorial Day. Online Banking, Mobile Banking, and Info24 will be available.

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ATM Network

As a Community First member, you can access your money anywhere, any time - without paying fees. Learn more about our convenient ATMs and the services available to you.

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ATMs Where You Already Are
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Community First debit cardholders have access to thousands of surcharge free ATMs nationwide. Just use the ATM locator to find a nearby machine.
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Access your money at tens of thousands of ATMs nationwide, right where life happens, like 7 Eleven® and Target®. Along with Community First ATMs. Giving you convenient options wherever you are. Depending on the ATM, you can withdraw cash, transfer funds, check balances, or make deposits.

FAQ

Are Deposited Funds Available Right Away?

Not always. Deposited funds may not be available for immediate withdrawal, depending on the deposit type and ATM location.

Is There a Deposit Limit at CO-OP ATMs?

Yes. The daily deposit limit is $7,000 per debit card at CO-OP ATMs.*

What Can I Do at a CO-OP ATM with my Debit Card?

With your Community First debit card, you can use participating CO-OP ATMs to:

  • Make cash and check deposits*
  • Withdraw cash
  • Transfer funds between your Community First shares* (availability may vary by location)
  • Check your account balances (availability may vary by location)
What is a CO-OP ATM?

A co-op ATM is an automated teller machine that is part of the CO-OP network - the world's largest credit union ATM network. These surcharge-free ATMs allow credit union members to withdraw cash, deposit cash or checks, check balances, and more common transactions without paying fees*.

Which ATMs Can I Use My Debit Card at Without Paying Fees?

As a Community First member, you can access any Community First ATM, CO-OP ATM, or Plus Alliance ATM without paying fees*. Most of our branches have at least one ATM, while some have a walk-up and drive-thru ATM. There are also five drive-up ATMs with 24-hour access.

Also pay no fees when you use your debit card at a CO-OP ATM. Look for a CO-OP ATM in three easy ways:

  • 1) Call 1-888-SITECOOP (748-3266)
  • 2) Text your location (address, zip code, or city/state) to 91989 to receive nearby ATM locations. Text “more” for additional results.
  • 3) Use our ATM locator and search for surcharge-free ATMs that show the red CO-OP ATM symbol.

Since your Community First debit card is a Visa® card, you can also pay no fees when you use the Plus Alliance network. These surcharge-free ATMs are available at many common stores and establishments. Visit the Visa® locator to find an ATM.

Can I Deposit Money at a CO-OP ATM?

Yes, you can make cash deposits at CO-OP ATMs*.

How Can I Tell If I Am Using a CO-OP ATM?

You can make sure you're using a surcharge-free CO-OP ATM by looking for the CO-OP symbol on signage above or near the ATM. (Some machines may also have this information on the welcome screen.)

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*All Community First Credit Union charges, fees, deposit limits and funds availability still apply.