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ATM Network

As a Community First member, you can access your money anywhere, any time - without paying fees. Learn more about our convenient ATMs and the services available to you.

Access Your Cash Without the Fees, Wherever You Are

Learn More About Network ATM Services Available to You

With your debit card, you can:

  • Make cash and check deposits at participating CO-OP ATMs*
  • Withdraw cash
  • Transfer funds between your Community First shares* (availability may vary by location)
  • Check your account balances (availability may vary by location)

Please note:

  • Deposited funds may not be available for immediate withdrawal.
  • The daily deposit limit at CO-OP ATMs is $7,000 per card.*

Find a CO-OP ATM near you:

  • Use the CO-OP ATM Locator
  • Call 1-888-SITECOOP (748-3266)
  • Text your location (address, zip code, or city/state) to 91989 to receive nearby ATM locations. Text “more” for additional results.

Using your Community First Visa® debit card you can also access the Plus Alliance network for expanded cash access!

  • Tens of thousands of additional fee-free ATMs nationwide
  • Perfect for travel and quick access

Together, that’s more than 85,000+ ATMs nationwide!

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FAQ

What is a CO-OP ATM?

A co-op ATM is an automated teller machine that is part of the CO-OP network - the world's largest credit union ATM network. These surcharge-free ATMs allow credit union members to withdraw cash, deposit cash or checks, check balances, and more common transactions without paying fees*.

Which ATMs Can I Use My Debit Card at Without Paying Fees?

As a Community First member, you can access any Community First ATM, CO-OP ATM, or Plus Alliance ATM without paying fees*. Most of our branches have at least one ATM, while some have a walk-up and drive-thru ATM. There are also five drive-up ATMs with 24-hour access.

Also pay no fees when you use your debit card at a CO-OP ATM. Look for a CO-OP ATM in three easy ways:

  • 1) Call 1-888-SITECOOP (748-3266)
  • 2) Text your location (address, zip code, or city/state) to 91989 to receive nearby ATM locations. Text “more” for additional results.
  • 3) Use our ATM locator and search for surcharge-free ATMs that show the red CO-OP ATM symbol.

Since your Community First debit card is a Visa® card, you can also pay no fees when you use the Plus Alliance network. These surcharge-free ATMs are available at many common stores and establishments. Visit the Visa® locator to find an ATM.

Can I deposit money at a CO-OP ATM?

Yes, you can make cash deposits at CO-OP ATMs*.

How Can I Tell If I Am Using a CO-OP ATM?

You can make sure you're using a surcharge-free CO-OP ATM by looking for the CO-OP symbol on signage above or near the ATM. (Some machines may also have this information on the welcome screen.)

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*All Community First Credit Union charges, fees, deposit limits and funds availability still apply.