Student Banking
Find the best Student Banking account for your needs.
Youth Accounts (0-12)
Start your child's financial journey early with an interest-earning Youth Advantage Savings account1 that grows with them. Open an account with just $5 and take advantage of our Youth Advantage Certificate of Deposit2, offering competitive rates with minimums as low as a $100 balance2.
Teen Checking
Give your teen financial independence with our Youth SureBalance Checking account3. No minimum balance, no monthly maintenance fees, and joint access to Online and Mobile Banking so you can manage money together. Plus, help them grow their savings with our Youth Advantage CD2, offering competitive rates with minimums as low as $100.
Student Banking (College)
Transition to adulthood with the financial partner that puts you first! With our SureBalance Checking account3, you can have peace of mind knowing exactly what your balance is. Plus, check out our 6-month SaveUP CD4 and save more for things like student loans or college expenses.
University of North Florida Student Banking
With our partnership with UNF, we're able to offer students a variety of financial resources including our free UNF Checking account that comes with a special cash bonus. Students can also access financial education resources and a full-service branch conveniently located on campus.
Benefits of Community First’s Student Banking
Be empowered to reach your financial goals at every stage of life with our free moveUP Financial Wellness Program. Access our quick and easy moveUP modules anytime, anywhere.
FAQs
Yes, you can open a youth checking account online. Learn more about our teen/youth accounts and click open account. You can also make an appointment to open a teen account.
Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.
Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.
These are the benefits of opening a youth account for your teen:
- The parent or guardian has joint ownership, which gives you access and oversight of spending.
- The youth checking account will be a SureBalance account, which offers overdraft protection. You can help your teen learn financial responsibility without worry of overdrafts and fees.
- You can enroll in online banking for easy access to your teen's account.
- The account comes with a debit card which gives your teen some freedom, without the added worry of overspending.
The Save My Change program5 allows you or your teen to save every time you swipe your debit card. When you enroll, we automatically round up your debit card purchase to the nearest whole dollar amount and put the change in the savings account of your choice. This is a great tool offered on youth accounts (and all checking accounts), and can teach 13 to 17-year-olds to save.
Essentially, Save My Change is the equivalent of a change jar for your debit card. You can easily enroll by opting into Save My Change in Online or Mobile Banking.
Log into Online Banking or our Mobile Banking app.
- Navigate to the menu and select Account Management
- Click or tap Save My Change and enroll
That’s it. Now, you'll save every time you swipe the debit card for your enrolled Checking account. Don’t forget to log back in and track your progress in Online or Mobile Banking.
2 Youth Advantage Certificate of Deposit: Available to those under the age of 18. A withdrawal will reduce the earnings. The required minimum balance is $100 to open a Youth Advantage Certificate.
3 Youth SureBalance Checking and SureBalance Checking accounts do not offer overdraft privilege.
4 6-Month SaveUP CD: Available to all college, vocational and technical school students. An early withdrawal will reduce the earnings. The required minimum balance is $250 to open a 6-Month SaveUP CD.
5 Save My Change program: Some restrictions may apply. Business and specialized accounts are not eligible. Upon enrollment, we will round up your Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to a Community First savings account of your choice. Members must opt-into Save My Change to enroll and opt-out of Save My Change to end enrollment by contacting us or visiting branch. We may cancel or modify the Save My Change service at any time without prior notice.