The credit union will be closed on Monday, February 18, 2019 in observance of President's Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

Overdraft Options*

Members in good standing can take advantage of several overdraft protection options that prevent returned items or declined transactions

Call or stop by a branch to learn more


Overdraft Protection

In the event of an overdraft, we will transfer funds from savings or other deposit accounts for a small fee.

Overdraft Line of Credit

You can write a check up to your available line of credit, regardless of the balance in your checking or savings accounts.

Overdraft Privilege**

Overdraft Privilege is not a line of credit. If you should inadvertently overdraw your account, after all overdraft transfer options have been exhausted, we have the discretion to cover your overdrafts.

Overdraft Privilege Disclosure

*Please refer to the Consumer Rate and Fee Schedule for fees on our website at  www.CommunityFirstFLorg/disclosures. SureBalance Checking does not offer Overdraft Privilege.

**The account balance must be brought to a positive balance for 48 hours within every 20-day period. While Community First will typically pay overdrafts on accounts in good standing, payment is a discretionary courtesy, and not a right or obligation. Community First may, in our sole and absolute discretion, cease paying overdrafts at any time without prior notice of reason or cause.