Overdraft Options

Members in good standing can take advantage of several overdraft protection options* that prevent returned items or declined transactions

Call or stop by a branch to learn more

Overdraft Protection

In the event of an overdraft, we will transfer funds from savings or other deposit accounts for a small fee.

Overdraft Line of Credit

You can write a check up to your available line of credit, regardless of the balance in your checking or savings accounts.

Overdraft Privilege^**

Overdraft Privilege is not a line of credit. If you should inadvertently overdraw your account, after all overdraft transfer options have been exhausted, we have the discretion to cover your overdrafts. Overdraft Privilege Disclosure

*Please refer to the Consumer Fee Schedule for fees. SureBalance Checking** does not offer Overdraft Privilege.**The account balance must be brought to a positive balance for 48 hours within every 20-day period. While Community First will typically pay overdrafts on accounts in good standing, payment is a discretionary courtesy, and not a right or obligation. Community First may, in our sole and absolute discretion, cease paying overdrafts at any time without prior notice of reason or cause.