To comply with CDC guidelines and the City of Jacksonville emergency executive proclamation to help prevent the spread of COVID-19, we are now requiring facemasks to be worn while inside the branches.  Exceptions include children under age 2 and people with respiratory issues.  Masks are available upon request.

Coronavirus (COVID-19) Updates: Announcements, Branch Availability, and Government Relief Programs. Due to high call volume from stimulus funds posting, we are experiencing longer wait times. Check our Mobile Banking app or Online Banking for account updates. Check the status of your payment by using the IRS Get My Payment Tool   (Routing #: 263078934)

Overdraft Options*

Members in good standing can take advantage of several overdraft protection options that prevent returned items or declined transactions

Call or stop by a branch to learn more


Overdraft Protection

In the event of an overdraft, we will transfer funds from savings or other deposit accounts for a small fee.

Overdraft Line of Credit

You can write a check up to your available line of credit, regardless of the balance in your checking or savings accounts.

Overdraft Privilege**

Overdraft Privilege is not a line of credit. If you should inadvertently overdraw your account, after all overdraft transfer options have been exhausted, we have the discretion to cover your overdrafts.

Overdraft Privilege Disclosure

*Please refer to the Consumer Fee Schedule for fees. SureBalance Checking does not offer Overdraft Privilege.

**The account balance must be brought to a positive balance for 48 hours within every 20-day period. While Community First will typically pay overdrafts on accounts in good standing, payment is a discretionary courtesy, and not a right or obligation. Community First may, in our sole and absolute discretion, cease paying overdrafts at any time without prior notice of reason or cause.