Savings Account Rates
At Community First, we offer a variety of savings options that can help you start saving for your individual goals.
Check out our Savings Account rates
Effective 07/01/2025 08:00 AM
Primary Share Savings
| Account Balance | Dividend | APY* |
|---|---|---|
| $100 or more | 0.10% | 0.10% |
Youth Advantage Share Savings
| Account Balance | Dividend | APY* |
|---|---|---|
| $0 - $500 | 1.00% | 1.00% |
| $500.01 or more | 0.10% | 0.10% |
Special Purpose Savings
| Account Balance | Dividend | APY* |
|---|---|---|
| $100 or more | 0.10% | 0.10% |
IRA, SEP, HSA & 457 Shares
| Account Balance | Interest rate | APY* |
|---|---|---|
| $100 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $4,999.99 | 0.15% | 0.15% |
| $5,000 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $24,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - or more | 0.55% | 0.55% |
Passport Money Market
Requires $1,000 minimum deposit to open and $1,000 balance to earn interest
| Account Balance | Interest rate | APY* |
|---|---|---|
| $1,000 - $2,499.99 | 1.05% | 1.06% |
| $2,500 - $9,999.99 | 1.05% | 1.06% |
| $10,000 - $24,999.99 | 1.10% | 1.11% |
| $25,000 - $49,999.99 | 1.15% | 1.16% |
| $50,000 - $99,999.99 | 1.25% | 1.26% |
| $100,000 - $249,999.99 | 1.50% | 1.51% |
| $250,000 or more | 1.75% | 1.76% |
Premier Money Market
Requires $25,000 minimum deposit to open and $1,000 balance to earn interest
| Account Balance | Interest rate | APY* |
|---|---|---|
| $1,000 - $2,499.99 | 1.05% | 1.06% |
| $2,500 - $9,999.99 | 1.05% | 1.06% |
| $10,000 - $24,999.99 | 1.15% | 1.16% |
| $25,000 - $49,999.99 | 1.20% | 1.21% |
| $50,000 - $99,999.99 | 1.30% | 1.31% |
| $100,000 - $249,999.99 | 1.55% | 1.56% |
| $250,000 or more | 1.80% | 1.81% |
*APY = Annual Percentage Yield.
Fees could reduce earnings on the account.