Skip to main content

See if we can save you money, or get $25 for letting us try!

We help members every day save money on their loan payments, credit cards, and more! See if we can save you money by refinancing your auto loan, recreational loan, personal loan. You can also transfer high-rate credit card balances with us. If we can’t save you money, we’ll give you $25 just for letting us try!

Here’s how it works:

  1. Schedule your free Switch to Save appointment in person or over the phone
  2. We’ll review your loans and/or credit cards to see if we can save you any money
  3. Then, we’ll pull your credit report* during the process to find additional savings, and see if you qualify to refinance with us or transfer your balances
  4. If you qualify for the loan and we can't save you money, we’ll pay you $25** for letting us try.




Still have questions? Reach out to our express team from Monday - Friday: 8 a.m. - 6 p.m.

Call us at 904-224-9077

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company and All offers may end at any time without notice. *Credit, income, and other restrictions apply. **$25 paid at time of account review after Community First staff determines member qualifies for an auto loan, recreational loan, personal loan, or credit card balance transfer and that they cannot save the applicant on their monthly loan payments or provide a lower interest rate on their credit card. Must be approved for loan to qualify. Savings for auto loans, recreational loans, and personal loans is defined as monthly payment saved prior to adding GAP, MRC and Credit Insurance. Savings for Credit Card Balance Transfers is defined as a lower interest rate from the applicant’s current credit card with another lender. Promo and Intro rates do not qualify. Must be a standard purchase rate to qualify. All loans are APR (Annual Percentage Rate). Credit and other restrictions may apply. Offer may end at any time without notice. Excludes any existing loans already financed with Community First.