What would you do with extra cash? A personal loan from Community First can help you consolidate debt, take a vacation, do home repairs, cover car expenses, pay for medical procedures and much more.  Have the cash you need, when you need it and start focusing on what's most important to you. 

Apply for a Personal Loan

Call 904.354.8537, option 3, or Schedule an Appointment

Personal Signature Loans

Personal Signature Loans feature fixed low rates that never go up. You can apply for up to $50,000 and spread out your payments for up to 84 months. 

  • Fixed low payment
  • Terms up to 84 months
  • No origination fee
  • No account fees
  • Loans for up to $50,000
  • Transfer cash into your account
  • Competitive low interest rates

Lines of Credit

A Line of Credit is a revolving credit line is available for you to draw on whenever you need it. It works like a credit card without the plastic.

  • Revolving line of credit (similar to a credit card)
  • Minimum $500
  • No account fees
  • No origination fee
  • Take control of your cash flow
  • Draw cash out as you need it
  • Online account access
  • Competitive low interest rates

Shared Secured Loans and CD Secured Loans

Do you need to establish credit? Community First Share or CD Secured Loans are connected to money already in your account and allow you to build credit or rebuild and improve your credit score. Benefits include:

  • Ability to leverage your own funds
  • Reduced rates and lower than other types of loans

All loans and accounts are subject to approval.  All rates are based on an evaluation of the member’s individual credit history.  Terms are subject to conditions and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.