Federally insured by NCUA. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, or St. Johns counties. *All credit union program, rates, terms and conditions are subject to change at any time without prior notice. 10,000 bonus uChoose Rewards points applied to members that register in uChoose Rewards program after spending $1,000 within first 90 days of account opening. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at anytime without notice.