As a responsible community partner, we want to help prevent the spread of COVID-19.

  • Therefore, we have decided to transition our branch lobby services to drive-thru only beginning Monday, March 23.
    Drive-thru hours of operation will be Mon. - Thur. 9 am - 5 pm | Fri. 9 am - 6 pm  | Sat. 9 am - 5 pm
  • Branches with no drive-thru (Mandarin, UNF and Riverside) will be completely closed with no services available for the time being.
  • The Yulee branch lobby will remain open on a limited basis. To ensure sufficient social distancing we will limit the number of members to five (5) in the Yulee branch at once. We will reopen our branch lobbies as soon as the situation allows.
  • Due to high call volume, you may experience longer than normal wait times when contacting our member experience center.  We apologize for any inconvenience.  

Community First Credit Union engages directly with clients to help find the right match between individual goals and solid investment opportunities. Our experienced team listens carefully, builds strong, customized portfolios and then manages these with leading-edge tools based on smart research and strategic financial planning.

Call us at 904.371.8076, option 9

Ken Millhone

Program Manager
CUSO Financial Services, LP

Mark Fitzmorris

Financial Advisor
CUSO Financial Services, L.P
Mark Fitzmorris Bio

Zack Toelle

Financial Advisor
CUSO Financial Services, L.P
Zack Toelle's Bio

Michael Lucenti

Financial Advisor
CUSO Financial Services, L.P
Micahel Lucenti's Bio

Michael J. Young, CRPC®

Financial Advisor
CUSO Financial Services, L.P
Michael J. Young's Bio

Edwin Reynolds

Financial Advisor
CUSO Financial Services, L.P
Edwin Reynold's Bio

Cara Edwards, CRPC®

Financial Advisor
CUSO Financial Services, L.P
Cara Edward's Bio

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Community First Credit Union of Florida has contracted with CFS to make non-deposit investment products and services available to credit union members. For specific tax advice, please consult a qualified tax professional.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.