Skip to main content

Earn interest or have ATM fees refunded, we have the right account for you.

Avoid high fees that other banks charge and open a truly free checking account with us today. Whether you want to earn interest or have ATM fees refunded, we have the right account for you. All of our checking accounts come with a Visa Debit Card with EMV chip technology and the option to enroll in Overdraft Protection.

Let us help you choose the right debit card for you.

New to
Community First?

Apply here to open a Checking Account

A Community First Member
but not enrolled in Online Banking?

Enroll in Online Banking Today


Checking Account Options:

Advantage Checking

Checking with a distinct advantage. The account allows you to earn dividends while having access to funds anytime. Enjoy premium interest rates on your first $500 and save money with no monthly fees.

Bonus Debit Checking

Receive cash refunds for ATM fees and enjoy the opportunity to receive bonus reward points on select purchases. As long as you reach 20 debit transactions monthly, you will benefit.

Fresh Start Checking

Designed for those who need a “fresh start” with their banking needs. This fully functioning checking account allows you to write checks, use a Visa debit card, as well as our other convenient services.

SureBalance Checking

SureBalance is true to its name. With this checking account, you will worry less about overdrafting and can have peace of mind knowing exactly what your true balance is. It’s checking made easy.

UNF VIP Checking

A special account just for UNF Students. Enjoy all the benefits of our regular checking accounts, plus so much more, for just being an Osprey!

Student Banking

Open a checking account for your student is an excellent first step to help them begin their financial journey. Enjoy many checking benefits, accessibility, and free financial wellness programs!

Jumbo Shrimp Checking

Get the ultimate card for the ultimate Jumbo Shrimp Fan!


Additional Checking Option:

Direct Deposit

Establishing Direct Deposit is an easy, safe way to simplify making deposits into your account.  Plus, you can now get your deposits a day early with Priority Pay


Helpful Resources:

Federally insured by NCUA. A $25 minimum deposit is required to open a new Community First checking account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Other restrictions may apply. Rates subject to change.

Rev. 7.21