Business Banking
Community First Credit Union is the financial partner that puts you first. We believe local businesses like yours are the backbone of our North Florida communities; that’s why we offer a full range of banking solutions—with solid guidance and advice—to help you make the most of yours.
Business Banking at Community First Credit Union
Running a business can be a challenging endeavor. Our aim is to simplify the management of your business banking, offering you excellent tools and unparalleled service. By relying on us, you can save valuable time and focus on expanding your business while staying true to yourself. Discover why thousands of Northeast Florida businesses have already made the switch to Community First for their business checking needs—and why you should, too.
Our Business Checking accounts are designed to make managing your business’ daily finances easier and your life better.
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Build a stronger financial foundation with your choice of high-rate Business Savings accounts, Money Markets, and CDs.
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Whether you’re looking to expand, renovate, add equipment, or purchase or refinance a commercial property, our local team is there with fast answers and affordable rates, getting you the loan you need when you need it.
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Our Business Credit Cards offer some of the lowest interest rates around and no annual fees, as well as rich rewards and even cash back: The choice is yours.
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Empower your employees to make smarter financial decisions—right from your workplace—with no-cost, customized employee banking and financial wellness programs from Community First.
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As of January 1, 2024, many companies doing business in the United States must report information about their beneficial owners—the individuals who ultimately own or control the company—to the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN).
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Small Businesses like yours is what makes our community thrive. We're dedicated to fueling your small business journey. Explore our list of resources to help you get access to the tools you need, so you can focus on growing your business.
Money in, money out: Our Treasury management Services help you move money, save money, and pay bills more efficiently than ever before.
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Manage your business banking anytime from anywhere using your desktop, laptop, or favorite mobile device with online banking that’s built for business.
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Meet Our Commercial Lending Team
Our team of dedicated professionals has decades of experience helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow, or switching to a better checking account, we’re here for you every step of the way.
Contact our team
George Danforth
Commercial Lending Vice President
John Keeley
Commercial Lending Officer
Allen Sage
Commercial Lending Officer
Jeff Cates
Commercial Lending Officer
Meet Our Commercial Services Team
Michele Godfrey-Watson
VP Commercial Services & Treasury Services
GodfreM@c1cufl.org
GodfreM@c1cufl.org
Lisa Ashworth
Sr. Commercial Services Relationship Manager
LisaA@c1cufl.org
LisaA@c1cufl.org
Russell Dolly
Sr. Commercial Services Relationship Manager
dollyr@c1cufl.org
Jonathan Leysath
Sr. Commercial Services Relationship Manager
leysathj@c1cufl.org
leysathj@c1cufl.org
Victoria Zagar
Sr. Commercial Services Relationship Manager
zagarv@c1cufl.org
Courtney Porter
Commercial Services Relationship Manager
porterc@c1cufl.org
porterc@c1cufl.org
Mitch Orapello
Treasury Services Relationship Manager
orapellom@c1cufl.org
Mannye Franklin
Commercial Services Specialist
FrankliM@c1cufl.org
FrankliM@c1cufl.org
Bonita Jones
Commercial Services Specialist
Jonesb@c1cufl.org
Jonesb@c1cufl.org
What our Business members say
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Business Resources
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FAQs
Is my business eligible for membership at Community First Credit Union?
The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.
Want to know more? Take a look at our Business Account opening requirements or simply contact us.
How do I open a Business Checking account?
You can open a Business Checking account in a branch, over the phone when you call 904.371.8185, or submit our Business Banking Inquiry Form.
What do I need to open a Business Checking account?
To open a Business Checking Account, you'll need:
- Your social security number
- Valid United States Driver's license, permanent resident card, or United States passport
- Any additional documentation that may be required based on your business structure is detailed here.
An initial deposit of $5 to be held in your Community First share account is required for membership. A $100 minimum opening deposit required for any Business Checking account.