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Since 1935, the story of Community First has unfolded from our launch in a high school basement as the Duval County Teachers Credit Union, to an 19-branch, more than 167,000-member financial institution open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and

For more than 89 years our growth has occurred alongside industry developments ranging from the introduction of telephone tellers and ATMs to online account management and mobile banking. With advanced technology, member trust and the strategic direction of the credit union’s leadership, Community First has evolved and grown into the billion-dollar organization it is today.

We take great pride in our support of the local community and our continued investment in Northeast Florida’s schools and the educators who work within them. We believe our sound business principles and efforts to further financial education can help improve life in our community. Our competitive, quality products have always considered our members’ best interests and positioned us to provide a wide range of financial services for you, your friends and family – and even the small business down the street.

Our story is rooted in a commitment to investing in the community and founded on the principle of being our members’ most trusted advisor in financial matters. We are proud to serve the First Coast and look forward to providing you an unparalleled banking experience for years to come.

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Our Mission

To provide financial solutions for every stage of life

Our Core Values

Commitment to Members

Members are the focus of our credit union. We improve member’s lives by providing quality products and services with dedication, energy and caring. We are attentive and responsive to member concerns.

Creating Trust

Our success is based on the unwavering integrity of our employees. We aim to be trustworthy, loyal and responsible. We strive to treat one another – as well as members, community leaders and partners – with dignity and respect.

Continuous Improvement

We strive for excellence in everything we do – always seeking to improve quality service. We are committed to creating the best solutions, individually and as an organization, and we have a strong desire to learn and improve.


We believe in teamwork and support one another in a helpful, friendly environment. We appreciate each other and value diversity because we know that a broad range of perspectives generates the best solutions and helps to build consensus.

Creativity and Innovation

We constantly seek new and better ways to improve products, service delivery channels and the overall member experience.

Community Focus

We place a special emphasis on activities that improve financial education, enhance the quality of our educational system, upgrade the health and welfare of our community and help citizens advance their standard of living by adopting sound financial practices.

Rev. 3.23