Government Relief Programs

As we navigate through these challenging times, we want you to know that there are a number of government resources available to help consumers and small businesses.

Updates and Announcements

7/31/2020 at 2:45 PM | No updates at this time



New Updates | April 16, 2020

How to use Get My Payment tool

Available only on, the online application is safe and secure to use. Taxpayers only need a few pieces of information to quickly obtain the status of their payment and, where needed, provide their bank account information. Having a copy of their most recent tax return can help speed the process. Please note that Community First can only answer questions pertaining to your Community First account information. If your tax refunds we directed deposited into another financial institution, we cannot help you with questions related to other financial institution accounts.

For taxpayers to track the status of their payment, this feature will show taxpayers the payment amount, scheduled delivery date by direct deposit or paper check and if a payment hasn’t been scheduled. They will need to enter basic information including:

  • Social Security number
  • Date of birth, and
  • Mailing address used on their tax return

Taxpayers needing to add their bank account information to speed receipt of their payment will also need to provide the following additional information:.

  • Their Adjusted Gross Income from their most recent tax return submitted, either 2019 or 2018
  • The refund or amount owed from their latest filed tax return
  • Bank account type, account and routing numbers

Get My Payment cannot update bank account information after an Economic Impact Payment has been scheduled for delivery. To help protect against potential fraud, the tool also does not allow people to change bank account information already on file with the IRS.

Economic Impact Payments Update

We are actively monitoring account activity and have not received any Economic Impact Payments as of yet. Please continue to check this page for updates.

The IRS is recommending you sign up for Direct Deposit to get your stimulus faster.

Direct deposit is easy to use. Just select it as your refund method through your tax software and type in the account number and routing number. Or, tell your tax preparer you want direct deposit. You can even use direct deposit if you are one of the few people still filing by paper. Be sure to double check your entry to avoid errors.

The routing number for Community First Credit Union is 263078934.

You can find your Community First account number by signing in to Online Banking or our Mobile Banking app, select the account you would like the deposit to go to and click the “Details” tab.Online Banking Checking Account Statement Number

You can also find your Community First account number and routing number on your checks.

Check with routing and account numbers

See more details on the IRS website

Economic impact payments: Who is eligible for the economic impact payment?

Tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment. For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$150,000 thresholds. Single filers with income exceeding $99,000 and $198,000 for joint filers with no children are not eligible. Social Security recipients and railroad retirees who are otherwise not required to file a tax return are also eligible and will not be required to file a return.

Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples and up to $500 for each qualifying child.

How will the IRS know where to send my payment?

The vast majority of people do not need to take any action. The IRS will calculate and automatically send the economic impact payment to those eligible.
Learn more

You can also learn more about new information for seniors and retirees.
Learn more about the Treasury news release

The Treasury and IRS have launched an online tool to help non-filers receive stimulus payments. The tool provides basic information to confirm eligibility, calculate and send the stimulus payments.  Learn more on the IRS website


Small Business

New Updates | May 20, 2020

SBA Paycheck Protection Program

Community First Credit Union  is no longer accepting applications for the SBA Paycheck Protection Program. We have approved just under 300 applications since April and will start accepting requests for loan forgiveness soon. On May 15th, the SBA released the guidance on how to determine the amount of the loan that may be “forgiven”. The form includes detailed information about the costs that are eligible for forgiveness and instructions for calculating those costs. For assistance on documenting payroll expenses, please reach out to your accountant or payroll provider. Learn more about loan forgiveness on

SBA Economic Injury Disaster Relief Loan

The Small Business Administration is offering assistance to members who have been affected by COVID-19.

For questions regarding the SBA Economic Disaster Relief Loan, email or call (800) 659-2955 and (800) 877-8339 for hearing impaired. Learn more

Florida Business Disaster Loan Program

The Florida Business Disaster Loan Program, managed by the State Department of Economic Opportunity, is providing short-term, interest-free loans to small businesses. Visit their website for information about eligibility requirements, to learn about the loan process and to apply for the loan program.

You can apply for this program directly on the Florida Disaster Loan website. For questions regarding the Emergency Bridge Loan Program, please contact the Florida Department of Economic Opportunity by phone at (833) 832-4494 or email

SBA Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.
Learn more