Routing #: 263078934
Raymond A. Vinson Scholarship applications due Thursday, March 1st.
At Community First Credit Union, we care about your financial wellness.
We offer you free access to financial education and resources that cover pretty much any topic you can think of.
Our vision at Community First is to earn the confidence of our members, being their first choice for superior financial solutions, comprehensive products and unparalleled service experiences. The partnership you have with Community First extends to investment services, through our broker dealer CUSO Financial Services, L.P. (CFS).
Our moveUP financial wellness program helps improve your money management skills and gives you the tools you need to reach your financial goals. These modules cover:
We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help you with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we – in partnership with BALANCE – are here to help.
Large credit card balances drive up what’s known as your “credit utilization ratio,” or the percentage of available credit you're using. Credit bureaus determine this ratio by adding what you owe on all of your credit cards and dividing this number by the sum of each card's limit.
Sometimes, things come up that are beyond your control, and these things can affect your overall credit. If you are finding it difficult finding a loan, we can help teach you beneficial financial wellness that can steer you in the right direction.