Checking Account Rates
Community First Credit Union offers a variety of checking accounts so you can make the most of your everyday banking.
View Our Checking Account Rates
Effective 07/15/2026 08:00 AM
Advantage Checking1
| Account Balance | Interest Rate | APY* |
|---|---|---|
| $0-$1,000 | 3.00% | 3.04% APY |
| $1,000.01 or more | 0.05% | 0.05% APY |
Health Savings Account (HSA)
| Account Balance | Interest rate | APY* |
|---|---|---|
| $100 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $4,999.99 | 0.15% | 0.15% |
| $5,000 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $24,999.99 | 0.40% | 0.40% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - or more | 0.55% | 0.55% |
1 Advantage Checking - To qualify for interest rate, you must make 10 or more debit card transactions each month and be enrolled in eCommunications. APY = Annual Percentage Yield. Rates may change without notice after the account is opened. Fees could reduce earnings.