Share Savings Account
Featured Accounts
Earn more on your savings. Take advantage of competitive interest rates and save more.
Keep your hard-earned cash and save more of it with no monthly maintenance fees.
Our Investment Services Program Manager breaks down how much you should have saved with breakdowns by age, tools to help you do it, and other factors to consider.
Explore our other great account options and find what's right for you.
Advantage Checking Account
With an Advantage Checking7 account from Community First, you'll earn interest on your entire balance and a premium interest rate on your first $500. Plus, enjoy no monthly maintenance fees.
Certificates of Deposit (CDs)
CDs4 are a flexible savings option that can help reach your savings goals. Open an account to take advantage of competitive rates and guaranteed returns.
IRAs & 457s
Saving for retirement can seem intimidating or difficult. That's why we offer a wide variety of Individual Retirement Accounts (IRAs)5 to help you build a long term savings plan that is right for you.
Money Market Account
Get rewarded for growing your savings balances. Our Money Market6 account features a tiered-rate structure, so you earn a higher interest rate as you increase your balances.
FAQs
Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.
Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.
You can open a Share Savings account online, in a branch, or over the phone when you call 904.204.1711.
To open a Share Savings account, you'll need:
- Your Social Security number
- Valid United States Driver's License, Permanent Resident Card, or an United States Passport
- A minimum opening deposit of $5
The $5 in your Share Savings account establishes your membership with Community First Credit Union and represents your ownership or share of the credit union. As a member, you'll have access to all our products and services, including exclusive member-only benefits.
The Save My Change program* allows you to save every time you swipe your debit card. When you enroll, we automatically round up your debit card purchase to the nearest whole dollar amount and put the change in the savings account of your choice.
Essentially, Save My Change is the equivalent of a change jar for your debit card. You can easily enroll by opting into Save My Change in Online or Mobile Banking.
Log into Online Banking or our Mobile Banking app.
- Navigate to the menu and select Account Management
- Click or tap Save My Change and enroll
That’s it. Now, you'll save every time you swipe the debit card for your enrolled Checking account. Don’t forget to log back in and track your progress in Online or Mobile Banking.
Download the App and Bank from anywhere
1Share Savings - New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Rates may change at anytime without notice. Fees may reduce earnings on account. Balances above $100 earn current share rate. Click here to view Savings rates
2Special Purpose Savings - New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Minimum deposit balance of $100 to earn interest. APY = Annual Percentage Yield. Minimum balance of $25 required.
3Youth Advantage Savings & CD - New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Rates may change at any time without notice. Fees may reduce earnings on account. Balances above $500 earn current share rate. Products are available to those under the age of 18. My First Account Kits - while supplies last.
4Certificates of Deposit (CDs) - Product offers, rates, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control, Community First Credit Union cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. To verify current offers and rates, please call 904.204.1711 or 800.342.8416
5IRAs & 457s - Consult with your tax advisor regarding tax deductibility. A minimum of $5 must be maintained in a Share Savings account to access Community First Credit Union's products and services.
6Money Markets - Product offers, rates, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control, Community First Credit Union cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. To verify current offers and rates, please call 904.204.1711 or 800.342.8416
7Advantage Checking - APY = Annual Percentage Yield. Rates may change without notice after the account is opened. Fees could reduce earnings. All offers may end at any time without notice. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Advantage Checking account pays interest on your entire checking account balance. You can also earn a premium interest rate on your first $500 when you make 10 or more debit card transactions each month and enroll in eStatements.
*Save My Change program - Some restrictions may apply. Business and specialized accounts are not eligible. Upon enrollment, we will round up your Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to a Community First savings account of your choice. Members must opt-into Save My Change to enroll and opt-out of Save My Change to end enrollment by contacting us or visiting branch. We may cancel or modify the Save My Change service at any time without prior notice.