As a responsible community partner, we want to help prevent the spread of COVID-19.

  • Therefore, we have decided to transition our branch lobby services to drive-thru only beginning Monday, March 23.
    Drive-thru hours of operation will be Mon. - Thur. 9 am - 5 pm | Fri. 9 am - 6 pm  | Sat. 9 am - 5 pm
  • Branches with no drive-thru (Mandarin, UNF and Riverside) will be completely closed with no services available for the time being.
  • The Yulee branch lobby will remain open on a limited basis. To ensure sufficient social distancing we will limit the number of members to five (5) in the Yulee branch at once. We will reopen our branch lobbies as soon as the situation allows.
  • Due to high call volume, you may experience longer than normal wait times when contacting our member experience center.  We apologize for any inconvenience.  

If the growth and stability of your business is related to the reliability or performance of a vehicle, Community First can help you with the purchase of a new car, truck or an entire fleet of new vehicles. Our exclusive financing is available to all qualified borrowers and can offer terms up to seven years.

Qualifying vehicles include:

  • Passenger vehicles or light duty trucks for business purposes
  • Heavy-duty commercial vehicles with competitive pricing and a streamlined process
  • Commercial equipment purchases. Our terms are often better than manufacturers offerings and can be a better alternative than an equipment manufacturer. None of our business auto loans have prepayment penalties.

How to Apply

An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. Credit and other restrictions apply.