Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Web.com, and Miller Electric Company. An initial deposit of $5 to be held in your Community First Share account is required for membership. A $5,000 minimum limit is required on the Visa® Signature Credit Card. All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at anytime without notice. *APR= Annual Percentage Rate. 1.9% APR for 12 months valid for balance transfers and purchases made within the first 90 days of account opening. After the 12 months promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice. **$150 credited to qualifying members' primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice. ***In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the rewards percentage is 1.50%; however, this percentage may change at our discretion at any time without advance notice to you.