Business Checking
Our Business Checking accounts are designed to make managing your business’ day-to-day finances easier and your life better. From paying you interest to giving you the latest mobile banking technology, we focus on making sure you get more done faster, so you can focus on growing your business.
Business Checking Options
Whether you’re a growing business on the go or one that’s looking to earn more on all your deposit balances, Community First has the Business Checking for you. Explore our options below.
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Classic Business Checking
Our Classic Business Checking1 account is designed to help growing businesses manage cash flow on the go. There’s no minimum balance requirement and just a $100 opening deposit. Plus, enjoy a $50 bonus upon account opening!
Premier Business Checking with Interest
Our Premier Business Checking account2 is an interest-earning account great for mid-size businesses looking for robust tools to help manage their increased revenue. Enjoy a competitive rate on your balances of $1,000 or more and get a $100 bonus upon account opening!
Connections Business Checking
Our Connections Business Checking account3 gives you additional benefits for having higher deposit balances or a business loan with us. Enjoy up to 300 free items per month and a $200 bonus upon account opening!
Treasury Connections Checking
Our Treasury Connections Checking account4 offers competitive earnings credit rates, which can offset monthly fees for treasury services based on account balances. Plus, enjoy up to 100 free items per month!
Benefits of Business Checking
Earn Rewards
Start earning more with your Visa® debit card through our CURewards Program. Shop from more than 300 retailers and redeem your points for things like gift cards, event tickets, products, and more!
Online and Mobile Banking
Manage your business accounts anytime, anywhere with Online and Mobile Banking. View your balances, automate your bills, set up account & fraud alerts, and so much more.
Special Services
Pay your vendors, employees, and invoices same day with ACH/Wire Transfers. You can also take advantage of our ACH Payroll Services and Remote Deposit Capture. Conveniently manage your business with ease.
Surcharge-free ATMS
Enjoy access to over 30,000 surcharge-free ATMs nationwide!
Meet our Team
Michele Godfrey-Watson
VP Commercial Services & Treasury Services
GodfreM@c1cufl.org
GodfreM@c1cufl.org
Lisa Ashworth
Sr. Commercial Services Relationship Manager
LisaA@c1cufl.org
LisaA@c1cufl.org
Jonathan Leysath
Sr. Commercial Services Relationship Manager
leysathj@c1cufl.org
leysathj@c1cufl.org
Victoria Zagar
Sr. Commercial Services Relationship Manager
zagarv@c1cufl.org
Courtney Porter
Commercial Services Relationship Manager
porterc@c1cufl.org
porterc@c1cufl.org
Mitch Orapello
Treasury Services Relationship Manager
orapellom@c1cufl.org
Mannye Franklin
Commercial Services Specialist
FrankliM@c1cufl.org
FrankliM@c1cufl.org
Bonita Jones
Commercial Services Specialist
Jonesb@c1cufl.org
Jonesb@c1cufl.org
Business Resources
Ready to get started? Take a look at our Business Account Opening requirements so you can prepare your documents ahead of time.
Learn about the services financial institutions provide to support small businesses.
Order change for your business and pick it up at your local branch in as little as 30 minutes.
Discover how opening a business banking account can help prevent fraud.
What you should consider when choosing a bank or credit union for your small business.
The top three things to look for when choosing where to do your business banking.
Hear What Our Business Members Say
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FAQs
Is my business eligible for membership at Community First Credit Union?
The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.
Want to know more? Take a look at our Business Account opening requirements or simply contact us.
How do I open a Business Checking account?
You can open a Checking Account in a branch, over the phone when you call 904.371.8185 or contact us.
What do I need to open a Business Checking account?
To open a Business Checking account, all responsible individuals and any authorized signers must have a valid:
- Social Security number
- Valid, United States Government-issued photo identification (like a driver’s license or passport)
Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, miller Electric, and Web.com. New members must open a share account with a minimum $5 initial deposit (share account is required for membership).
1Classic Business Checking: $50 account credit given upon opening Classic Business Checking account. Classic Business Checking requires $5.95 monthly fee, no minimum balance requirement, $100 opening deposit, $0.25 each additional item after 50 free items per month.
2 Premier Business Checking: $100 account credit given upon opening Premier Business Checking account. Premier Business Checking requires a $12.95 monthly fee. Must maintain a $5,000 average monthly balance to avoid monthly fee, $0.25 additional items over the 150 free per month.
3 Connections Business Checking: $200 account credit given upon opening a new Connections Business Checking account. $19.95 monthly fee waived with 25 monthly debit card transactions; or a combined average of $10,000 in business deposit balances (shares, money markets, CDs); or have a combined business loan of at least $50,000. You will be charged $0.25 for each additional item after the 300 free items. Only charge on checks written and deposited.
4Treasury Connections Business Checking: Requirements: $15 monthly maintenance analysis fee. Monthly Maintenance Fees can be offset by the Earnings Credit Rate applied to non-interest earning deposit balance. The Earnings Credit Rate (ECR) is set by Community First Credit Union of Florida and subject to change from time to time. Transactional fees: $0.35 per each additional transaction after 100 free items per month. Review Business Account Fee Schedule for additional fees and earning details.
All offers may end at any time without notice.
*$200 account credit given upon opening a new Connections Business Checking account. APY= Annual Percentage Yield. $100 minimum opening deposit required for any business checking account.
1Classic Business Checking: $50 account credit given upon opening Classic Business Checking account. Classic Business Checking requires $5.95 monthly fee, no minimum balance requirement, $100 opening deposit, $0.25 each additional item after 50 free items per month.
2 Premier Business Checking: $100 account credit given upon opening Premier Business Checking account. Premier Business Checking requires a $12.95 monthly fee. Must maintain a $5,000 average monthly balance to avoid monthly fee, $0.25 additional items over the 150 free per month.
3 Connections Business Checking: $200 account credit given upon opening a new Connections Business Checking account. $19.95 monthly fee waived with 25 monthly debit card transactions; or a combined average of $10,000 in business deposit balances (shares, money markets, CDs); or have a combined business loan of at least $50,000. You will be charged $0.25 for each additional item after the 300 free items. Only charge on checks written and deposited.
4Treasury Connections Business Checking: Requirements: $15 monthly maintenance analysis fee. Monthly Maintenance Fees can be offset by the Earnings Credit Rate applied to non-interest earning deposit balance. The Earnings Credit Rate (ECR) is set by Community First Credit Union of Florida and subject to change from time to time. Transactional fees: $0.35 per each additional transaction after 100 free items per month. Review Business Account Fee Schedule for additional fees and earning details.
All offers may end at any time without notice.
*$200 account credit given upon opening a new Connections Business Checking account. APY= Annual Percentage Yield. $100 minimum opening deposit required for any business checking account.