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Introducing a new way to pay.

1. Look - Find the Contactless Symbol at checkout. 2. Tap-Simply tap your contactless Visa card on the checkout terminal. 3. Go -Your payment is processed in seconds!

Great news! We're upgrading our Visa® Signature Credit Cards to have the new Contactless technology from Visa. Community First is one of the only credit unions in Northeast Florida to have this advanced technology on a credit card.

Want to know more?

How do I know if my card is a contactless-enabled card?
Look for the Contactless Indicator on your card to know if your card has the technology to make contactless payments.

Do I actually have to tap my contactless card on the contactless-enabled checkout terminal?
Your card or device must be within 1 - 2 inches of the Contactless Symbol on the terminal.

How do I hold my contactless card to the contactless-enabled checkout terminal?
The terminal reads the card best when it is flat over the Contactless Symbol, versus at an angle.

How long do I need to hold my contactless card to the contactless-enabled checkout terminal?
You should hold your contactless card to the contactless-enabled checkout terminal for 1 – 2 seconds.

Can I unknowingly make a purchase if I am in close proximity to a contactless-enabled checkout terminal?
No. Contactless technology requires the merchant to first initiate the payment, and the contactless card must be held in close proximity (1- 2 inches) to the terminal for a transaction to take place.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

How to use your contactless cards at merchants


  • $150 cash bonus*
  • 1.5% cash back on every purchase**
  • No annual fee
  • No balance transfer fee
  • Lost Luggage Reimbursement up to $5,000
  • Trip Cancellation up to $5,000

*$150 credited to qualifying members' primary share account  on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. Credit, income, and other restrictions may apply. Terms and conditions apply and verification and restrictions may apply. **Cash back limit is $6,000. Offer may end at anytime without notice.