Coronavirus (COVID-19) Updates: Announcements, Branch Availability, and Government Relief Programs. Due to high call volume from stimulus funds posting, we are experiencing longer wait times. Check our Mobile Banking app or Online Banking for account updates. Check the status of your payment by using the IRS Get My Payment Tool. (Routing #: 263078934)

All branches will be closed in observance of Independence Day on Saturday, July 4, 2020.

To comply with CDC guidelines and the City of Jacksonville emergency executive proclamation to help prevent the spread of COVID-19, we are now requiring facemasks to be worn while inside the branches.  Exceptions include children under age 2 and people with respiratory issues.  Masks are available upon request.

Introducing a new way to pay.

1. Look - Find the Contactless Symbol at checkout. 2. Tap-Simply tap your contactless Visa card on the checkout terminal. 3. Go -Your payment is processed in seconds!

Great news! We're upgrading our Visa® Signature Credit Cards to have the new Contactless technology from Visa. Community First is one of the only credit unions in Northeast Florida to have this advanced technology on a credit card.

Want to know more?

How do I know if my card is a contactless-enabled card?
Look for the Contactless Indicator on your card to know if your card has the technology to make contactless payments.

Do I actually have to tap my contactless card on the contactless-enabled checkout terminal?
Your card or device must be within 1 - 2 inches of the Contactless Symbol on the terminal.

How do I hold my contactless card to the contactless-enabled checkout terminal?
The terminal reads the card best when it is flat over the Contactless Symbol, versus at an angle.

How long do I need to hold my contactless card to the contactless-enabled checkout terminal?
You should hold your contactless card to the contactless-enabled checkout terminal for 1 – 2 seconds.

Can I unknowingly make a purchase if I am in close proximity to a contactless-enabled checkout terminal?
No. Contactless technology requires the merchant to first initiate the payment, and the contactless card must be held in close proximity (1- 2 inches) to the terminal for a transaction to take place.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

How to use your contactless cards at merchants


  • $150 cash bonus*
  • 1.5% cash back on every purchase**
  • No annual fee
  • No balance transfer fee
  • Lost Luggage Reimbursement up to $5,000
  • Trip Cancellation up to $5,000

*$150 credited to qualifying members' primary share account  on or around the following month of reaching the $500 minimum within 90 days of opening the credit card. Credit, income, and other restrictions may apply. Terms and conditions apply and verification and restrictions may apply. **Cash back limit is $6,000. Offer may end at anytime without notice.