As a responsible community partner, we want to help prevent the spread of COVID-19.

  • Therefore, we have decided to transition our branch lobby services to drive-thru only beginning Monday, March 23.
    Drive-thru hours of operation will be Mon. - Thur. 9 am - 5 pm | Fri. 9 am - 6 pm  | Sat. 9 am - 5 pm
  • Branches with no drive-thru (Mandarin, UNF and Riverside) will be completely closed with no services available for the time being.
  • The Yulee branch lobby will remain open on a limited basis. To ensure sufficient social distancing we will limit the number of members to five (5) in the Yulee branch at once. We will reopen our branch lobbies as soon as the situation allows.
  • Due to high call volume, you may experience longer than normal wait times when contacting our member experience center.  We apologize for any inconvenience.  

We have created a new innovative credit card app that puts you in control. With this exciting app, you’ll have access to advanced technology that lets you freeze your card, set up alert notices, make payments, and much more from anywhere you are.

Download on the App Store Get it on Google Play  

Quick Reference Guide  | Community First Credit Card App Enrollment


Features of the app include:


View transaction history

View your pending and posted transactions.

Card freeze

Freeze your card by turning it on or off at any time within the app.

Report your card lost or stolen

Whether you lost your card or suspect it was stolen, you can report it and request a new one.

New card activation

Activate your new credit card in minutes, just follow our easy instructions in the app.

Travel notifications

Set travel notifications on-the-go for domestic or international travel


Setup alerts for specific transactions, locations, merchant types, and even spending limits.


Card controls

Choose which merchant types your card can be used at, control where your card is approved by location and even set spending limits.

Make a payment

You’ll have the ability to make payments from your Community First checking account or checking account at another financial institution.

Dispute transactions

Initiate a transaction dispute right from the transaction history.