We will be closed in observance of the holidays on the following dates and times: December 24: Close at 2:00 p.m.; December 25: Closed all day; December 31: Close at 3:00 p.m.; January 1: Closed all day. Also, due to the UNF campus being closed for the holidays, the UNF branch will be closed from December 16 – January 1.

Auto Loan

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Mortgage Loan

The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property. Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). Use our mortgage calculator to see the impact of these variables along with an amortization schedule.

Mortgage Refinance Interest Savings

Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Even though rates have crept up over the last couple of months, refinancing may make sense for you. Use our refinance calculator to analyze your situation today!

Debt Consolidation

With our low loan rates, it may make sense to consolidate some of your credit card and other debt into a personal loan with us. Personal loans can significantly reduce your required monthly payment because they are generally amortized over a longer period of time. In addition you can improve your credit score and borrow up to $25,000 depending on your credit history. Use this debt consolidation calculator to determine how quickly you could get out of debt and how much interest you might save.

Other Financial Calculators

Saving for higher education? Need help calculating your retirement savings? View our other helpful financial calculators to help your crunch the numbers.

*The calculators found on this page are for information purposes only.   While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.