Federally insured by NCUA.Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, or St. Johns counties. *$150 credited to qualifying members' primary share account on or around the following month of reaching the $500 minimum within 90 days of opening the credit card. Cash back limit is $6,000. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.