Skip to main content

Visa® Signature Card

Get cash back on everything. Everywhere.

No Annual Fee
and No Balance Transfer Fee

You have to buy things every day. Why not earn cash back on every purchase? We mean everything. Imagine having someone pay you every day for things you’re already doing.

No gimmicks. Nothing to opt into. Just automatic cash back.

Apply Now |  Schedule an Appointment

Call 904.204.3326 

1.9% APR1 on Balance Transfers

for 12 months made in the first 90 days from account opening.

$150 Cash Bonus2

for spending at least $1,000 in the first 90 days from account opening.

1.5% Cash Back3

on all purchases

Exclusive Travel Benefits

  • Lost Luggage Reimbursement up to $3,000
  • Travel Accident

24/7 Global Assistance

  • Cardholder Inquiry Service
  • Emergency Card Replacement and Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Visa® Concierge: Help with restaurant reservations, gift arrangements, event tickets, business services and more. Available 24 hours a day, 365 days a year.

 Visa® Signature Contact Info

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation,, and Miller Electric Company. An initial deposit of $5 to be held in your Community First Share account is required for membership.

Only for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of new application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

1APR= Annual Percentage Rate. 1.9% APR for 12 months valid for balance transfers made within the first 90 days of account opening. After the 12 months promotional period ends, it will revert back to normal rates currently 11.15% APR - 17.90% APR.  Cash Advance Fee= $10.00 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee= 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars. Late Payment Fee= up to $25. Returned Payment Fee= up to $25. Credit, income, and other restrictions apply. Offer may end at any time without notice. 2$150 credited to qualifying members’ primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. Unlimited cash back bonus. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.3In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that months credit card statement cycle. Currently, the rewards percentage is 1.50%; however, this percentage may change at our discretion at any time without advance notice to you. Cash advances and balance transfers are excluded from this offer. Some restrictions may apply.

Rev. 12.22