The credit union will be closed on Monday, May 27, 2019 in observance of Memorial Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7!

Fresh Start Checking

Need a fresh start to get back on track? Our Fresh Start Checking account is a fully functional account that allows you to write checks, pay bills, use our Visa Debit Card, access your account online and it even includes mobile banking. Plus, eligible account holders can graduate to a regular checking account after a year.

Apply for Fresh Start Checking

Or call 904.354.8537

Fresh Start Checking features:

*An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Membership is open to anyone who lives, works or attends school in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. A $25 minimum deposit is required to open a checking account, other restrictions may apply and rate is subject to change.

An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties.