Please note that our Beach branch lobby will be closed October 13-17. The drive-thru will be available through October 16, and the entire branch will close October 17 for maintenance. We look forward to serving you again when we reopen on October 19 with normal business hours. Online Banking, Mobile Banking, and Info24 will be available.

 

Close Notification

Treasury Management Services

We build trust with our business members through exceptional service and consistent performance. With a team of local business experts, we deliver individually crafted solutions specifically for your complex and evolving business needs.
Positive Pay
Image of Cell Phone in Hand


Positive Pay is a valuable tool for business owners seeking to reduce the risk of financial fraud. By automatically monitoring checks and ACH payments, it displays all transactions, giving you control to authorize or decline them. This proactive approach helps safeguard your accounts.


Benefits & Features:
  • Added layer of protection against check fraud
  • Defense against fraudulent ACH transactions
  • 24/7 access via Online Banking
Merchant Services
Image of Credit Card Transaction


Accept Payments Anywhere Your Business Takes You

 

Whether you're running a storefront, managing a service-based business, or selling at events, our Merchant Services provide you the tools to accept payments securely and efficiently. With flexible solutions designed to fit your needs, you can streamline transactions and enhance your customer experience.


Benefits & Features:

  • Accept credit and debit card payments in person
  • Reliable, secure processing with fast settlement times
  • Flexible solutions for retail, mobile, and service-based businesses
  • Improve customer experience and boost revenue
ACH Payments and Collections
Image of Cell Phone Screen with Secure Transfer

Automate Payments. Accelerate Growth.

ACH Origination lets you send and receive electronic payments with ease! Ideal for collecting recurring customer payments, paying vendors, and managing business transactions.

Benefits & Features:

  • Speed & Efficiency: Receive payments faster and reduce delays
  • Cost Savings: Lower fees than wire transfers or paper checks
  • Accuracy: Improve forecasting and reduce payment errors
  • Flexibility: Access through online banking with batch upload options for advanced needs
Payroll
Hand with Payroll Check and Envelope



Simplify Employee Paydays

Our payroll solution helps you manage employee compensation with ease. Whether you have a small team or multiple departments, transfer funds securely and on time.


Benefits & Features:

  • Time-Saving: Eliminate manual check handling and reduce administrative tasks
  • Reliable: Ensure timely and secure delivery of employee wages
  • Professional: Offer a streamlined experience that reflects well on your business
Remote Deposit Capture
Person Taking Photo of a Check with their Mobile Phone



Deposit Checks Without Leaving Your Office

With Remote Deposit Capture, you can scan and deposit checks directly into your business account anytime, from anywhere.*
 


Benefits & Features:

  • Convenient: Make deposits from your home or office
  • Efficient: Save time and reduce trips to the branch
  • Fast Access: Get quicker access to your funds
  • Scalable: Ideal for businesses with multiple locations
Wire Transfers
Hand Holding Mobile Phone with Successful Transfer Message



Move Money Quickly and Securely

Send and receive funds across the country or around the world with our reliable wire transfer services.



Benefits & Features:

  • Real-Time Transfers: Send money instantly when timing is critical
  • Global Reach: Easily make international payments
  • Peace of Mind: Track your transactions with secure, transparent processing
Meet our Team
Michele Godfrey-Watson

Michele Godfrey-Watson

VP Commercial Services & Treasury Services

Photo of Lisa Ashworth

Lisa Ashworth

Sr. Commercial Services Relationship Manager
LisaA@c1cufl.org
Photo of Jonathan Leysath

Jonathan Leysath

Sr. Commercial Services Relationship Manager
leysathj@c1cufl.org
Photo of Victoria Zagar

Victoria Zagar

Sr. Commercial Services Relationship Manager
zagarv@c1cufl.org

Photo of Mannye Franklin

Mannye Franklin

Commercial Services Specialist
FrankliM@c1cufl.org
Photo of Bonita Jones

Bonita Jones

Commercial Services Specialist
Jonesb@c1cufl.org

FAQs

Am I eligible for membership at Community First Credit Union?
Federally insured by NCUA. All new accounts are subject to approval and membership eligibility required. Please visit our Business Account Opening Requirements page or simply contact us for more information on membership requirements.

*Restrictions apply. Contact us for details.