We are here to help members who are being affected by the government shutdown. We are hopeful that our elected officials will find a timely resolution very soon. If you have an immediate need, please visit one of our 19 branches or contact us at 904-354-8537 to discuss your situation and various solutions we may offer. Learn more.

The credit union will be closed on Monday, January 21, 2019 in observance of Dr. Martin Luther King, Jr. Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

Visa® Business Rewards Credit Card

Earn More Points on Business Purchases with a Business Rewards Card from Community First.

Benefits Include:

  • No annual fees and competitive low rates
  • Large lines of credit up to $50,000
  • uChoose Rewards program - earn 1 reward point for every $1 spent
  • Emergency card replacement, purchase security and extended protection

How to Apply

An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. Credit and other restrictions apply. 


Visa® Signature Credit Card
for Business

With this exclusive new credit card, you'll get cash back on everything, some of the lowest rates around on a premium credit card and special added benefits to help you focus on what's important to you.

Benefits Include:

24/7 Global Assistance

  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Visa Concierge: Help with restaurant reservations, gift arrangements, event tickets, business services and more. Available 24 hours a day, 365 days a year*

Visa Signature Contact Info:

  • Visa Signature Concierge: 800.953.7392 for restaurant reservations, gift arrangements, event tickets, business services
  • Visa Signature 24-Hour Customer Service: 866.820.3846 for general questions
  • Visa Signature Terms and Conditions
  • Guide to Benefits or call 800.397.9010
  • Change your credit card PIN number: 888.886.0083

How to Apply

An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Credit and other restrictions apply.  1% cash back on all purchases. Cash back limit is $6,000.