Business Credit Cards

Our Business Credit Cards are offered at some of the lowest rates around, with no annual fee, rich rewards and even cash back. Thousands of Florida businesses enjoy the convenience and rewards our Visa^{^®} cards for Business. Yours can, too.

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Business Credit Card Options

Visa<sup>®</sup> Signature Credit Card for Business

Visa^® Signature Credit Card for Business

With this exclusive credit card, you can enjoy unlimited 2% cash back* on all purchases, 1.9% APR on purchases made in the 90 days**, and a $300 cash bonus for spending $3,000 in the first 90 days*! Now's the time to earn more for your business.

Visa<sup>®</sup> Business Rewards Credit Card

Visa^® Business Rewards Credit Card

Earn points on all your business purchases with our rewards credit card! Enjoy 30,000 bonus points*** for spending $3,000 in the first 90 days and 1.9% APR on all purchases made in the first 90 days**!

Benefits

Fast, local decisions

No matter how you apply, our local decision-making means you get the answer you need when you need it.

No annual or balance transfer fees

Get all the benefits and features of a great Visa^{^®} Credit Card without paying annual or balance transfer fees.

Card controls

Control your credit card with Business Online and Mobile Banking; you can freeze cards, set alerts, make payments, and more.

Meet our Team

Michele Godfrey-Watson

VP Commercial Services & Treasury Services
GodfreM@c1cufl.org

Lisa Ashworth

Sr. Commercial Services Relationship Manager
LisaA@c1cufl.org

Russell Dolly

Sr. Commercial Services Relationship Manager
dollyr@c1cufl.org

Jonathan Leysath

Sr. Commercial Services Relationship Manager
leysathj@c1cufl.org

Victoria Zagar

Sr. Commercial Services Relationship Manager
zagarv@c1cufl.org

Courtney Porter

Commercial Services Relationship Manager
porterc@c1cufl.org

Mannye Franklin

Commercial Services Specialist
FrankliM@c1cufl.org

Bonita Jones

Commercial Services Specialist
Jonesb@c1cufl.org

What our Business members say

Testimonials

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Resources

Free Business Resources

Discover free downloads and tools designed to help small business owners get ahead. From creating your business plan to raising finance, our free business tools answer your questions and help you put actionable goals in place.

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moveUP | Small Business Banking services

Learn about the services financial institutions provide to support small businesses.

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Man typing on a laptop with a card in his hand

moveUP | How businesses use credit

Learn about the different types of credit that can support your business operations.

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Woman receiving a card to be swiped at the point of payment

moveUP | How businesses obtain credit

Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply.

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Woman sitting at her desk at work checking her phone

moveUP | How businesses obtain credit

Learn how to find the right financing and funding sources for your small business.

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moveUP | Opportunities for women- and minority-owned Small Businesses

Learn about the various opportunities available to launch, sustain, and expand your small business.

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moveUP | Overcoming Small Business financial hardships

Learn more about how you can help make your business better equipped to handle challenges.

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FAQs

Am I eligible for membership at Community First Credit Union?

The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.

Want to know more? Take a look at our Business Account opening requirements or simply contact us.

How do I apply?

Submit our contact form, call us at 904.371.8185, or visit a branch near you.

*In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the Cash Back Rewards percentage is 2.0% however, this Cash Back Rewards percentage may change at our discretion at any time without advance notice to you. $300 credited to qualifying members' primary share account on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.

**APR= Annual Percentage Rate. 1.9% APR for 12 months valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice.

***30,000 bonus points credited to qualifying members rewards balance on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs, rates, terms. and conditions are subject to change at any time without prior notice.