The credit union will be closed on Monday, February 18, 2019 in observance of President's Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

Bonus Debit Checking

Say goodbye to ATM fees and hello to bonus rewards. With our Bonus Debit Checking account at Community First, you can receive cash refunds for ATM fees and enjoy the opportunity to receive rich rewards throughout the year.

Apply for Bonus Debit Checking

Or call 904.354.8537

Benefits Include:

  • Up to $10 in ATM fees refunded monthly*
  • uChoose Rewards (Debit Card rewards)
  • Online and Mobile Banking
  • Bill Pay
  • Low $25 minimum deposit to open
  • No monthly service fees
  • Access to thousands of surcharge-free ATMs and merchants that offer cash nationwide

*An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Membership is open to anyone who lives, works or attends school in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. A $25 minimum deposit is required to open a checking account, other restrictions may apply and rate is subject to change. Monthly minimum of 20 POS or Signature based debit card transactions monthly and must be enrolled in Online Banking and eStatements to receive ATM refunds and uChoose Bonus Point opportunities. Funds must be available at the time of transaction. Refunds will be posted on the last day of the month. Transactions are counted until 5 p.m. on the last day of the month. Valid email address required for eStatement enrollment. Additional restrictions may apply; refer to the Community First Consumer Membership and Account Agreement.