Coronavirus (COVID-19) Updates: Announcements, Branch Availability, and Government Relief Programs. Due to high call volume from stimulus funds posting, we are experiencing longer wait times. Check our Mobile Banking app or Online Banking for account updates. Check the status of your payment by using the IRS Get My Payment Tool. (Routing #: 263078934)

All branches will be closed in observance of Independence Day on Saturday, July 4, 2020.

To comply with CDC guidelines and the City of Jacksonville emergency executive proclamation to help prevent the spread of COVID-19, we are now requiring facemasks to be worn while inside the branches.  Exceptions include children under age 2 and people with respiratory issues.  Masks are available upon request.

Bonus Debit Checking

Say goodbye to ATM fees and hello to bonus rewards. With our Bonus Debit Checking account at Community First, you can receive cash refunds for ATM fees and enjoy the opportunity to receive rich rewards throughout the year.

Apply for Bonus Debit Checking

Or call 904.354.8537

Bonus Debit Checking features:

  • Up to $10 in ATM fees refunded monthly*
  • uChoose Rewards (Debit Card rewards)
  • Online and Mobile Banking
  • Bill Pay
  • Low $25 minimum deposit to open
  • No monthly service fees
  • Access to thousands of surcharge-free ATMs and merchants that offer cash nationwide

*An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Membership is open to anyone who lives, works or attends school in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. A $25 minimum deposit is required to open a checking account, other restrictions may apply and rate is subject to change. Monthly minimum of 20 POS or Signature based debit card transactions monthly and must be enrolled in Online Banking and eStatements to receive ATM refunds and uChoose Bonus Point opportunities. Funds must be available at the time of transaction. Refunds will be posted on the last day of the month. Transactions are counted until 5 p.m. on the last day of the month. Valid email address required for eStatement enrollment. Additional restrictions may apply; refer to the Community First Consumer Membership and Account Agreement.