We will be closed in observance of the holidays on the following dates and times: December 24: Close at 2:00 p.m.; December 25: Closed all day; December 31: Close at 3:00 p.m.; January 1: Closed all day. Also, due to the UNF campus being closed for the holidays, the UNF branch will be closed from December 16 – January 1.

  1. Rates
  2. Auto Loan Rates

Auto Loan Rates

Type Approximate Term Rates as low as
New (Model Year 2017 and newer; $5,000 minimum) 24 months 2.69% APR
New (Model Year 2017 and newer; $5,000 minimum) 36 months 2.89% APR
New (Model Year 2017 and newer; $10,000 minimum) 48 months 3.19% APR
New (Model Year 2017 and newer; $10,000 minimum) 60 months 3.49% APR
New (Model Year 2017 and newer; $17,000 minimum) 72 months 3.79% APR
New (Model Year 2017 and newer; $17,000 minimum) 77 months 3.79% APR
New (Model Year 2017 and newer; $35,000 minimum) 84 months 5.49% APR
Used (Model Years 2011 through 2016; $5,000 minimum) 24 months 3.24% APR
Used (Model Years 2011 through 2016; $5,000 minimum) 36 months 3.44% APR
Used (Model Years 2011 through 2016; $10,000 minimum) 48 months 3.64% APR
Used (Model Years 2011 through 2016; $10,000 minimum) 60 months 3.89% APR
Used (Model Years 2014 through 2016; $17,000 minimum) 72 months 4.19% APR
Used (Model Years 2014 through 2016; $17,000 minimum) 77 months 4.19% APR
Older Used Vehicles (Model Years 2008 through 2010; $5,000 minimum) 24 months 6.50% APR
Older Used Vehicles (Model Years 2008 through 2010; $5,000 minimum) 36 months 6.75% APR
Older Used Vehicles (Model Years 2008 through 2010; $5,000 minimum) 48 months 7.00% APR
Older Used Vehicles (Model Years 2008 through 2010; $7,500 minimum) 60 months 7.25% APR

Motorcycles, Scooters, ATV, Jet Ski (Must have VIN)

Type Approximate Term Rates as low as
New (Model Year 2017 and newer; $5,000 minimum) 36 months 5.50% APR
New (Model Year 2017 and newer; $5,000 minimum) 48 months 5.75% APR
New (Model Year 2017 and newer; $10,000 minimum) 60 months 7.00% APR
Used (Model Years 2013 through 2016; $5,000 minimum) 36 months 6.50% APR
Used (Model Years 2013 through 2016; $5,000 minimum) 48 months 6.75% APR
Used (Model Years 2013 through 2016; $10,000 minimum) 60 months 7.50% APR

Boats and RVs

Type Approximate Term Rates as low as
New (Model Year 2017 and 2018; $5,000 minimum) 48 months 4.75% APR
New (Model Year 2017 and 2018; $20,000 minimum) 60 months 4.99% APR
New (Model Year 2017 and 2018; $35,000 minimum) 72 months 5.19% APR
New (Model Year 2017 and 2018; $35,000 minimum) 84 months 6.49% APR
New (Model Year 2017 and 2018; $50,000 minimum) Up to 180 months 7.00% APR
Used (Model Years 2013 through 2016; $5,000 minimum) 48 months 5.25% APR
Used (Model Years 2013 through 2016; $20,000 minimum) 60 months 5.49% APR
Used (Model Years 2013 through 2016; $35,000 minimum) 72 months 5.99% APR
Used (Model Years 2013 through 2016; $35,000 minimum) 84 months 6.99% APR
Used (Model Years 2013 through 2016; $50,000 minimum) Up to 180 months 9.00% APR

Rates are effective 10/15/2018
Rates are subject to change.
APR= Annual Percentage Rate
Credit and other restrictions apply.
A payment example is $5,000 financed for 24 months at 2.39% APR is approx. $213.57.