1. Rates
  2. Auto Loan Rates

Auto Loan Rates

Rates as of: January 1, 2020 11:41 AM EST

Type Approximate Term Rates as low as
New (Model Year 2019 and newer; $5,000 minimum) 24 months 2.79% APR
New (Model Year 2019 and newer; $5,000 minimum) 36 months 3.09% APR
New (Model Year 2019 and newer; $10,000 minimum) 48 months 3.29% APR
New (Model Year 2019 and newer; $10,000 minimum) 60 months 3.59% APR
New (Model Year 2019 and newer; $14,000 minimum) 72 months 3.89% APR
New (Model Year 2019 and newer; $14,000 minimum) 77 months 3.89% APR
New (Model Year 2019 and newer; $35,000 minimum) 84 months 5.39% APR
Used (Model Years 2013 through 2018; $5,000 minimum) 24 months 3.29% APR
Used (Model Years 2013 through 2018; $5,000 minimum) 36 months 3.49% APR
Used (Model Years 2013 through 2018; $10,000 minimum) 48 months 3.79% APR
Used (Model Years 2013 through 2018; $10,000 minimum) 60 months 3.99% APR
Used (Model Years 2013 through 2018; $14,000 minimum) 72 months 4.29% APR
Used (Model Years 2013 through 2018; $14,000 minimum) 77 months 4.29% APR
Older Used Vehicles (Model Years 2010 through 2012; $5,000 minimum) 24 months 6.50% APR
Older Used Vehicles (Model Years 2010 through 2012; $5,000 minimum) 36 months 6.75% APR
Older Used Vehicles (Model Years 2010 through 2012; $5,000 minimum) 48 months 7.00% APR
Older Used Vehicles (Model Years 2010 through 2012; $7,500 minimum) 60 months 7.25% APR

Motorcycles, Scooters, ATV, Jet Ski (Must have VIN)

Type Approximate Term Rates as low as
New (Model Year 2019 and newer; $5,000 minimum) 36 months 5.50% APR
New (Model Year 2019 and newer; $5,000 minimum) 48 months 5.75% APR
New (Model Year 2019 and newer; $10,000 minimum) 60 months 7.00% APR
Used (Model Years 2015 through 2018; $5,000 minimum) 24 months 6.50% APR
Used (Model Years 2015 through 2018; $5,000 minimum) 36 months 6.50% APR
Used (Model Years 2015 through 2018; $10,000 minimum) 54 months 7.25% APR

Boats and RVs

Type Approximate Term Rates as low as
New (Model Year 2019 and 2020; $5,000 minimum) 48 months 4.75% APR
New (Model Year 2019 and 2020; $20,000 minimum) 60 months 4.99% APR
New (Model Year 2019 and 2020; $35,000 minimum) 72 months 5.19% APR
New (Model Year 2019 and 2020; $35,000 minimum) 84 months 6.49% APR
New (Model Year 2019 and 2020; $50,000 minimum) Up to 180 months 7.00% APR
Used (Model Years 2015 through 2018; $5,000 minimum) 48 months 5.25% APR
Used (Model Years 2015 through 2018; $20,000 minimum) 60 months 5.49% APR
Used (Model Years 2015 through 2018; $35,000 minimum) 72 months 5.99% APR
Used (Model Years 2015 through 2018; $35,000 minimum) 84 months 6.99% APR
Used (Model Years 2015 through 2018; $50,000 minimum) Up to 180 months 9.00% APR

Rates are subject to change.
APR= Annual Percentage Rate
Credit and other restrictions apply.
A payment example is $5,000 financed for 24 months at 2.39% APR is approx. $213.57.