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Auto Loan Rates

Rates as of: Dec 31, 2020 | 5:00 PM ET (Eastern Time)

Current Auto Loan Rates
Type Approximate Term Rates as low as
New (Model Year 2020 and newer; $5,000 minimum) 24 months 2.74% APR
New (Model Year 2020 and newer; $5,000 minimum) 36 months 2.74% APR
New (Model Year 2020 and newer; $10,000 minimum) 48 months 2.74% APR
New (Model Year 2020 and newer; $10,000 minimum) 60 months 3.04% APR
New (Model Year 2020 and newer; $14,000 minimum) 72 months 3.29% APR
New (Model Year 2020 and newer; $14,000 minimum) 77 months 3.29% APR
New (Model Year 2020 and newer; $30,000 minimum) 84 months 4.79% APR
Used (Model Years 2014 through 2019; $5,000 minimum) 24 months 3.24% APR
Used (Model Years 2014 through 2019; $5,000 minimum) 36 months 3.24% APR
Used (Model Years 2014 through 2019; $10,000 minimum) 48 months 3.24% APR
Used (Model Years 2014 through 2019; $10,000 minimum) 60 months 3.44% APR
Used (Model Years 2014 through 2019; $14,000 minimum) 72 months 3.69% APR
Used (Model Years 2014 through 2019; $14,000 minimum) 77 months 3.69% APR
Older Used Vehicles (Model Years 2011 through 2013; $5,000 minimum) 24 months 6.50% APR
Older Used Vehicles (Model Years 2011 through 2013; $5,000 minimum) 36 months 6.75% APR
Older Used Vehicles (Model Years 2011 through 2013; $5,000 minimum) 48 months 7.00% APR
Older Used Vehicles (Model Years 2011 through 2013; $7,500 minimum) 60 months 7.25% APR

Motorcycles, Scooters, ATV, Jet Ski (Vehicle must have title)

Current Motorcycles, Scooters, ATV, Jet Ski (Must have VIN) Rates
Type Approximate Term Rates as low as
New (Model Year 2020 and newer; $5,000 minimum) 48 months 5.50% APR
New (Model Year 2020 and newer; $10,000 minimum) 60 months 6.50% APR
New (Model Year 2020 and newer; $10,000 minimum) 72 months 7.00% APR
Used (Model Years 2016 through 2019; $5,000 minimum) 48 months 6.50% APR
Used (Model Years 2016 through 2019; $10,000 minimum) 60 months 7.00% APR
Used (Model Years 2016 through 2019; $10,000 minimum) 72 months 7.50% APR

Boats 

Current Boats Rates
Type Approximate Term Rates as low as
New (Model Year 2020 and 2021; $5,000 minimum) 48 months 4.75% APR
New (Model Year 2020 and 2021; $20,000 minimum) 60 months 5.00% APR
New (Model Year 2020 and 2021; $35,000 minimum) 72 months 5.25% APR
New (Model Year 2020 and 2021; $35,000 minimum) 84 months 5.50% APR
New (Model Year 2020 and 2021; $50,000 minimum) 96 months 5.50% APR
New (Model Year 2020 and 2021; $50,000 minimum) 108 months 5.75% APR
New (Model Year 2020 and 2021; $50,000 minimum) 120 months 5.75% APR
New (Model Year 2020 and 2021; $50,000 minimum) 144 months 6.00% APR
New (Model Year 2020 and 2021; $50,000 minimum) 180 months 6.25% APR
Used (Model Years 2016 through 2019; $5,000 minimum) 48 months 5.00% APR
Used (Model Years 2016 through 2019; $20,000 minimum) 60 months 5.25% APR
Used (Model Years 2016 through 2019; $35,000 minimum) 72 months 5.50% APR
Used (Model Years 2016 through 2019; $35,000 minimum) 84 months 5.75% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 96 months 5.75% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 108 months 6.00% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 120 months 6.00% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 144 months 6.25% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 180 months 6.50% APR

RVs 

Current RVs Rates
Type Approximate Term Rates as low as
New (Model Year 2020 and 2021; $5,000 minimum) 48 months 4.75% APR
New (Model Year 2020 and 2021; $20,000 minimum) 60 months 5.00% APR
New (Model Year 2020 and 2021; $35,000 minimum) 72 months 5.25% APR
New (Model Year 2020 and 2021; $35,000 minimum) 84 months 5.50% APR
New (Model Year 2020 and 2021; $50,000 minimum) 96 months 5.50% APR
New (Model Year 2020 and 2021; $50,000 minimum) 108 months 5.75% APR
New (Model Year 2020 and 2021; $50,000 minimum) 120 months 5.75% APR
New (Model Year 2020 and 2021; $50,000 minimum) 144 months 6.50% APR
New (Model Year 2020 and 2021; $50,000 minimum) 180 months 7.75% APR
Used (Model Years 2016 through 2019; $5,000 minimum) 48 months 5.00% APR
Used (Model Years 2016 through 2019; $20,000 minimum) 60 months 5.25% APR
Used (Model Years 2016 through 2019; $35,000 minimum) 72 months 5.50% APR
Used (Model Years 2016 through 2019; $35,000 minimum) 84 months 5.75% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 96 months 6.25% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 108 months 6.75% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 120 months 6.75% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 144 months 7.75% APR
Used (Model Years 2016 through 2019; $50,000 minimum) 180 months 8.25% APR
 
Rates are subject to change.
APR= Annual Percentage Rate
Credit and other restrictions apply.
A payment example is $5,000 financed for 24 months at 2.79% APR is approx. $214.46.