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Community First Credit Union Launches Contactless Credit Card

By: Maria Coppola, APR, CPRC

Posted on 9/16/2019 9:00:00 AM

Community First Credit Union Launches Contactless Credit Card
Also known as tap to pay, the Visa cards are faster, require no PINs

JACKSONVILLE, Fla., Sept. 16, 2019Community First Credit Union has launched its new contactless credit card as part of its dedication to providing the latest technology and security to its members. Contactless cards – also known as “tap to pay” cards – allow cardholders to pay at terminals with the technology without compromising any data, pin numbers or credit card numbers at the point of sale. Community First is one of the first credit unions in Florida to launch the technology and make it available to both its personal and commercial members.

Contactless payments use short-range wireless technology to make secure payments between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When customers tap their card or device near the Contactless Symbol, payment is sent for authorization. The technology is much quicker than chip transactions, and like chip cards, each transaction contains a one-time security code that protects payment information.

“Community First is dedicated to providing our members with secure and easy payment options,” said John Hirabayashi, CEO and president of Community First. “Contactless card technology is becoming mainstream and consumers prefer the method even over using cash.”

Visa data reveals that by 2020, contactless transactions will grow by 75 percent over traditional transactions. Although widely popular abroad, contactless has recently rapidly grown as the preferred payment method in the U.S. with most major merchants domestically accepting contactless. Visa is the world leader in contactless card payments and technology. Other Visa survey data reveals that customers like the ease and speed of contactless transactions over traditional swiping or dipping their cards.

The technology is available with the Community First Visa Signature Credit Card for personal and business. 

For more information about Community First’s contactless card, click here. For more information from Visa click here.

Community First Credit Union of Florida is a state-chartered credit union based in Jacksonville serving anyone who lives or works on the First Coast. Community First is one of the 10 largest credit unions in the state, serving more than 140,000 members and with assets of $1.7 billion. Community First has 19 locations and 300 employees. A not-for-profit, Community First is a full-service financial institution offering banking, loans, mortgages and investments for consumers and businesses throughout the First Coast. For more information visit