UChoose Rewards Benefits at Community First
Shop Smart and Make the Move to a Rewards Card with More Choices and More Rewards: UChoose
Community First Members are invited to take advantage of UChoose Rewards, a new program that lets purchases made with a Community First debit or credit card earn points toward thousands of exciting products and gift cards!
With UChoose Rewards, you can earn points and choose to redeem them at hundreds of different national, regional, local and online retailers. If you choose to combine points for your credit card and debit card together, you'll be rewarded even faster!
You need to register each card you have with Community First to begin earning points. A unique user ID is required for each card. Please remember to select a user ID and password that are easy to remember but hard to guess.
Combine Cards to Earn More Rewards
If you have more than one debit card on the same account it will automatically be linked to your UChoose Rewards account. However, if you want to link your debit and credit cards you must physically link the cards.
Spend Points When You Shop Online!
Use your points to get gift cards good for shopping at your favorite retailers. Use them yourself or give them as gifts.
Redeem your points for millions of products, from electronics and housewares to books, clothing, jewlery and more.
Treat yourself to a luxurious spa treatment, an outdoor adventure, a culinary experience, or visit a park or attraction in the U.S. or around the world.
Redeem your points for tickets to sporting events, theater productions, concerts and more.
For questions or assistance with registration, see the FAQs below, or contact a member representative at 877.557.8544.
Q. How are UChoose Rewards points earned?
A. On Visa Credit Cards, you earn 1 point for every $1 spent. On Visa Debit Cards, you can earn 1 point for every $5 spent.
Q. What are merchant funded rewards?
A. You will have opportunities to earn bonus rewards points for shopping at participating merchants. If the bonus points are offered by a merchant for shopping on their website, the website must be accessed through the UChoose website to earn the bonus points. Participating merchants and bonus point opportunities will be located within your UChoose website.
Q. Where can I obtain my UChoose Rewards point information?
A. You will receive a quarterly email with your current point information included in the email. You will also be able to log in to the Website at any time to check your point balance.
Q. How can I redeem my points?
A. UChoose Rewards is a completely online program. You must log in to the UChoose Website to redeem your points.
Q. Will the rewards points for debit and credit cards automatically combine?
A. No. You must make the decision whether to combine your points or not. This can be done through the UChoose Rewards Website.
Q. If I report my card Lost or Stolen, will the points automatically roll over to the new card?
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Community First Credit Union of Florida has contracted with CFS to make non-deposit investment products and services available to credit union members.
Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Even though rates have crept up over the last couple of months, refinancing may make sense for you. Use our refinance calculator to analyze your situation today!
The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property. Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). Use our mortgage calculator to see the impact of these variables along with an amortization schedule.